Hunting Insurance: How to take it out step by step?
Do you want to know how to hire a hunting insurance and hunt in peace and quiet? Then stick around, because here I'll tell you everything straight away.
Why do you need hunting insurance?
Law 1/1970 of 4 April 1970 on Hunting and its Regulations (Decree 506/1971 of 25 March 1971) oblige all hunters in Spain to have insurance covering compensation for damage that it may cause during hunting. In other words, it is a legal requirement to be able to practice this sport without problems.
What does hunting insurance cover?
Basic cover (compulsory)
- Civil liability: It protects you if you cause damage to people or property during the activity.
- Claims for damages: It covers the costs of legal defence and possible bail if you are sued for damages caused to third parties.
Optional coverages (recommended)
- Theft or damage to the weapon: Protection against damage or theft of your shotgun while hunting.
- Damage to your hunting dogs: Ideal if you participate with dogs; covers veterinary treatment for injury or illness.
- Personal accidents: Coverage in case of injury while hunting.
With The Insurance WebYou can start with the basic coverages and then add the ones you prefer, according to your needs.
Frequently asked questions
Is hunting insurance compulsory for members?
Yes, being a member of a hunting federation does not exempt you from taking out hunting insurance. The insurance covers civil liability, something that goes beyond the licence. In short: if you are federated, you also need insurance.
How much does hunting insurance cost in Spain?
The price varies according to the type and coverage you choose. At The Insurance Web you can consult personalised conditions without obligation.
What is the best hunting insurance with third party cover?
The best is the one that adapts the civil liability to your activity: that includes legal defence, bonds, and if you hunt with a weapon, coverage for theft or damage to the weapon. Compare options and choose the one that best suits your profile.
Final advice
- Always check the amount of coverage in civil liability.
- If you hunt with dogs, add the coverage for HUNTING DOGS.
- Read the exclusions carefully: which situations does not cover insurance.
- Compare coverage: the most basic is not always the best.
