{"id":2342,"date":"2025-06-26T08:48:30","date_gmt":"2025-06-26T08:48:30","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?p=2342"},"modified":"2025-10-18T10:24:41","modified_gmt":"2025-10-18T08:24:41","slug":"sdm-agreement","status":"publish","type":"post","link":"https:\/\/lawebdeseguros.com\/en\/sdm-agreement\/","title":{"rendered":"SDM Agreement Claims Handling System"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/sdm-agreement\/#Convenio_SDM_Sistema_de_Tramitacion_de_Siniestros\" >CMS Agreement: Claims Handling System<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/sdm-agreement\/#Convenio_SDM_Siniestros_Danos_Materiales\" >SDM Agreement (Material Damage Claims)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/sdm-agreement\/#Documentos\" >Documents<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Convenio_SDM_Sistema_de_Tramitacion_de_Siniestros\"><\/span>CMS Agreement: Claims Handling System<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Convenio_SDM_Siniestros_Danos_Materiales\"><\/span>SDM Agreement (Material Damage Claims)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This property damage claims handling system was created in 2002 with the aim of facilitating the fast and efficient handling of motor vehicle claims that cannot be resolved through the <a href=\"\/en\/cide-and-ascide-agreements\/\">CIDE and ASCIDE agreements<\/a>.<\/p>\n<p><!-- IMAGEN 1: SINIESTROS-300x225.jpg -->For example, it is used in the following cases:<\/p>\n<p>1. Crashes where there is no direct collision between vehicles.<\/p>\n<p>2. Accidents involving more than two vehicles.<\/p>\n<p>3. Damage caused by the detached load.<\/p>\n<p>4. Additional losses such as business interruption, loss of profits, or damage to property other than the vehicle, such as glasses, helmet, clothing, etc.<\/p>\n<p>The platform <a href=\"http:\/\/www.tirea.es\/Entidades-Aseguradoras\/Autos\/SDM\/Descripcion-del-Servicio.aspx\" target=\"_blank\" rel=\"noopener\">TIREA<\/a> provides insurers with the SDM system as a tool for the management of these cases.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Documentos\"><\/span>Documents<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>* The SW Claims Handling System (WDS) Regulations.<\/p>\n<p>* Insurers adhering to the SDM agreement.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Find out about the SDM Agreement with insurance companies for the efficient management of claims in Madrid. Clear and updated information in La Web de Seguros.<\/p>","protected":false},"author":2,"featured_media":2345,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[20],"tags":[],"class_list":["post-2342","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-terminos-frecuentes","category-20","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/posts\/2342","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=2342"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/posts\/2342\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2345"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=2342"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=2342"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/tags?post=2342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}