{"id":2076,"date":"2025-06-24T15:16:07","date_gmt":"2025-06-24T15:16:07","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=2076"},"modified":"2025-10-17T12:49:46","modified_gmt":"2025-10-17T10:49:46","slug":"cancellation-of-events","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/","title":{"rendered":"Cancellation Events"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#Seguros_de_Cancelacion_de_Eventos_Guia_Basica_para_Entenderlos_Bien\" >Event Cancellation Insurance: A Basic Guide to Understanding It Well<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#%C2%BFQue_es_un_Seguro_de_Cancelacion_de_Eventos\" >What is Event Cancellation Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#%C2%BFQue_tipos_de_eventos_pueden_asegurarse\" >What types of events can be insured?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#%C2%BFQue_cubre_un_seguro_de_cancelacion_de_eventos\" >What does event cancellation insurance cover?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#Gastos_no_recuperables\" >Non-recoverable expenses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#Perdidas_de_ingresos\" >Revenue losses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#Gastos_adicionales\" >Additional costs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#Gastos_de_salvamento\" >Salvage costs<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#%C2%BFEn_que_situaciones_se_activa_la_cobertura\" >In what situations is coverage activated?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#%C2%BFCuanto_cuesta_un_seguro_de_cancelacion_de_eventos\" >How much does event cancellation insurance cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#%C2%BFCuando_debe_contratarse\" >When should it be contracted?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#%C2%BFQue_exclusiones_tiene\" >What are the exclusions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#%C2%BFY_si_quiero_asegurar_una_boda\" >What if I want to secure a wedding?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#%C2%BFEs_obligatorio_contratarlo\" >Is it compulsory?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/cancellation-of-events\/#%C2%BFQue_aseguradoras_ofrecen_este_seguro\" >Which insurers offer this insurance?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguros_de_Cancelacion_de_Eventos_Guia_Basica_para_Entenderlos_Bien\"><\/span>Event Cancellation Insurance: A Basic Guide to Understanding It Well<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Imagine that you have everything ready: venue booked, suppliers booked, guests confirmed and even the menu closed. But, suddenly, something happens that changes everything: an unexpected storm, an artist who cannot attend, or even a power cut that prevents you from continuing. And now what? This is where event cancellation insurance comes in.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_un_Seguro_de_Cancelacion_de_Eventos\"><\/span>What is Event Cancellation Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>It is a policy designed to protect organisers, promoters or sponsors against <strong>economic losses<\/strong> if an event has to <strong>cancelled, postponed, suspended or discontinued<\/strong> for reasons beyond their control. The objective is to recover part or all of the investment when something prevents the event from taking place.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Protect your event against unforeseen cancellations<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">Receive free advice on how to take out insurance to cover all the risks of your celebration or professional event.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Protege+tu+evento+frente+a+cancelaciones+imprevistas\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request for information                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_tipos_de_eventos_pueden_asegurarse\"><\/span>What types of events can be insured?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This type of insurance applies to a wide variety of events, both private and public:<\/p>\n<ul>\n<li>Weddings, baptisms and communions<\/li>\n<li>Concerts, festivals and shows<\/li>\n<li>Congresses, fairs and seminars<\/li>\n<li>Sporting events<\/li>\n<li>Corporate and private celebrations<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_cubre_un_seguro_de_cancelacion_de_eventos\"><\/span>What does event cancellation insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This insurance offers several key coverages that can be tailored to the type of event you wish to protect:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Gastos_no_recuperables\"><\/span>Non-recoverable expenses<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Refunds payments already made that cannot be recovered, such as:<\/p>\n<ul>\n<li>Space rental<\/li>\n<li>Catering services<\/li>\n<li>Advertising<\/li>\n<li>Professional fees<\/li>\n<li>Payroll and social security<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Perdidas_de_ingresos\"><\/span>Revenue losses<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the event includes ticket sales or commercial space, the insurance may cover the loss of income due to the cancellation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Gastos_adicionales\"><\/span>Additional costs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>When it is necessary to reschedule or relocate the event, the insurance can cover these extra costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Gastos_de_salvamento\"><\/span>Salvage costs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In some policies, expenses to minimise damage arising from the unforeseen event are covered, provided they are justified.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFEn_que_situaciones_se_activa_la_cobertura\"><\/span>In what situations is coverage activated?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The causes that can trigger insurance vary from policy to policy, but these are some of the most common:<\/p>\n<ul>\n<li><strong>Adverse weather events<\/strong>such as heavy rain, hail, snow or strong winds.<\/li>\n<li><strong>Non-appearance of key persons<\/strong>as artists, musicians, speakers or leading figures due to illness, accident or death.<\/li>\n<li><strong>Force majeure<\/strong>The following are some of the main reasons for this: power failures, structural problems at the venue, transport strikes or social situations such as terrorism or national mourning.<\/li>\n<li><strong>At weddings and celebrations<\/strong>The following are some of the most common reasons: serious illness or death of the bride and groom or immediate family, bankruptcy of suppliers, or unexpected redundancies.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_cuesta_un_seguro_de_cancelacion_de_eventos\"><\/span>How much does event cancellation insurance cost?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The price of this policy depends on the type of event, its duration, the location, the number of attendees and the level of cover contracted. Therefore, there is no single rate.<\/p>\n<p>It is best to request a personalised study of the specific case. If you have an event underway and would like to protect it, <strong><a href=\"https:\/\/lawebdeseguros.com\/en\/\">get in touch with us<\/a><\/strong> and we will help you find the most suitable solution without obligation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFCuando_debe_contratarse\"><\/span>When should it be contracted?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This insurance must be taken out in advance, as many insurers require a minimum of 15 to 30 days before the date of the event.<\/p>\n<p>The ideal time to take it out is when you start making payments or commitments to suppliers. That way, any subsequent unforeseen events can be covered.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_exclusiones_tiene\"><\/span>What are the exclusions?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>While these policies offer comprehensive protection, they also have some important limitations. They do not usually cover:<\/p>\n<ul>\n<li>Cancellations by voluntary decision of the organiser<\/li>\n<li>Lack of funding or public assistance<\/li>\n<li>Deliberate breach of contract<\/li>\n<li>Communicable diseases like COVID-19<\/li>\n<li>Problems due to lack of permits or licences<\/li>\n<li>Malicious or grossly negligent acts<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFY_si_quiero_asegurar_una_boda\"><\/span>What if I want to secure a wedding?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In these cases there are specific coverages for weddings, designed to protect this type of celebrations. They cover situations such as serious illness of the bride and groom or close relatives, problems with key suppliers, or adverse weather conditions that prevent the celebration.<\/p>\n<p>It can also cover expenses arising from a rescheduling or total cancellation. If you are organising a wedding and want this peace of mind, we can help you find the insurance that best suits your needs.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFEs_obligatorio_contratarlo\"><\/span>Is it compulsory?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>It is not required by law, but it is <strong>highly recommended<\/strong>This is particularly the case when there is a significant investment at stake or when contracts with suppliers require it. It also provides valuable peace of mind for organisers, attendees and sponsors.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_aseguradoras_ofrecen_este_seguro\"><\/span>Which insurers offer this insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Some of the companies offering event cancellation insurance are:<\/p>\n<ul>\n<li><strong>MAPFRE:<\/strong> with general multi-risk coverages<\/li>\n<li><strong>AXA:<\/strong> with a special focus on adverse weather conditions<\/li>\n<li><strong>Caser:<\/strong> broad options, including force majeure<\/li>\n<li><strong>Occident:<\/strong> specialising in shows and mass events<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-warning\" ><div class=\"vc_message_box-icon\"><i class=\"fa fa-solid fa-circle-question\"><\/i><\/div><p>From <a href=\"https:\/\/lawebdeseguros.com\/en\/contact\/\"><span data-no-translation=\"\">La Web de Seguros<\/span><\/a> We work with all of them to offer coverage tailored to each case. We analyse your situation and look for the most advantageous option for you.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Protect your professional or personal events against cancellations due to illness, weather or unforeseen events. Recoup your investment in the event of justified cancellations.<\/p>","protected":false},"author":2,"featured_media":2571,"parent":1901,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[25],"class_list":["post-2076","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-especiales","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/2076","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=2076"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/2076\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1901"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2571"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=2076"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=2076"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}