{"id":2053,"date":"2025-06-24T15:11:56","date_gmt":"2025-06-24T15:11:56","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=2053"},"modified":"2025-07-14T14:40:04","modified_gmt":"2025-07-14T12:40:04","slug":"machinery-insurance","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/company-insurances\/machinery-insurance\/","title":{"rendered":"Machinery Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/machinery-insurance\/#Seguro_de_Maquinaria_Todo_lo_que_Necesitas_Saber\" >Machinery Insurance: Everything You Need to Know<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/machinery-insurance\/#%C2%BFQue_es_un_Seguro_de_Maquinaria\" >What is Machinery Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/machinery-insurance\/#%C2%BFQue_Cubre_un_Seguro_de_Maquinaria\" >What does Machinery Insurance cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/machinery-insurance\/#Modalidades_de_Poliza_%C2%BFQue_Opcion_Elegir\" >Policy Modalities: Which Option to Choose?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/machinery-insurance\/#Factores_que_Influyen_en_la_Prima_de_un_Seguro_de_Maquinaria\" >Factors Influencing Machinery Insurance Premiums<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/machinery-insurance\/#Requisitos_de_Contratacion_%C2%BFQue_Necesitas_Saber\" >Recruitment Requirements: What Do You Need to Know?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/machinery-insurance\/#Ventajas_Clave_de_Contratar_un_Seguro_de_Maquinaria\" >Key Benefits of taking out Machinery Insurance<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguro_de_Maquinaria_Todo_lo_que_Necesitas_Saber\"><\/span>Machinery Insurance: Everything You Need to Know<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you own a business that relies on machinery to do business, you know how important it is to protect your equipment. Machinery insurance is the perfect solution to prevent major unforeseen expenses from crippling your business. If you're wondering how this type of insurance works, what it covers or why it's so essential, you're in the right place.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_un_Seguro_de_Maquinaria\"><\/span>What is Machinery Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <strong>machinery insurance<\/strong> is a policy designed to protect companies against accidental damage, breakdown or loss of their equipment and machinery. This insurance is essential to ensure business continuity and avoid costly unforeseen events that affect daily operations.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Protect your machinery and ensure peace of mind<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">Take out your machinery insurance now and protect yourself against damage, breakdowns and unexpected stoppages.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Protege+tu+maquinaria+y+asegura+tu+tranquilidad\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request for information                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_Cubre_un_Seguro_de_Maquinaria\"><\/span>What does Machinery Insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Machinery insurance offers a wide range of cover for different types of risks. Here we explain the most common coverages:<\/p>\n<ul>\n<li><strong>External Damage:<\/strong> Covers material damage caused by accidents such as impact, fire, explosion, atmospheric phenomena, theft or vandalism.<\/li>\n<li><strong>Internal Damage:<\/strong> This includes mechanical or electrical failures, failures due to design errors, assembly or lack of lubrication, and internal tearing.<\/li>\n<li><strong>Additional costs:<\/strong> Coverage for overtime, urgent transport, towing and debris removal in the event of a claim.<\/li>\n<li><strong>Loss of Benefits:<\/strong> Compensation for business interruption during the process of repair or replacement of machinery.<\/li>\n<li><strong>Operational Liability:<\/strong> Covers damage caused to third parties by machinery in operation.<\/li>\n<li><strong>Transport of machinery:<\/strong> Protects machinery during transport, whether by road or other means.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Modalidades_de_Poliza_%C2%BFQue_Opcion_Elegir\"><\/span>Policy Modalities: Which Option to Choose?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Machinery insurance can be adapted to the needs of your company with different types of policies:<\/p>\n<ul>\n<li><strong>Annual Policy:<\/strong> Covers all claims occurring during the year for the specified machines.<\/li>\n<li><strong>Travel or Project Insurance:<\/strong> Coverage limited to a specific transport or to the duration of a work.<\/li>\n<li><strong>Multi-risk insurance:<\/strong> It combines own damage, liability and loss of profit in a single contract.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Factores_que_Influyen_en_la_Prima_de_un_Seguro_de_Maquinaria\"><\/span>Factors Influencing Machinery Insurance Premiums<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The price of machinery insurance depends on several factors. Here we explain the most relevant ones:<\/p>\n<ul>\n<li><strong>Value and Type of Machinery:<\/strong> The premium is generally calculated as a percentage of the insured value or based on the power and age of the machinery.<\/li>\n<li><strong>Location and Use:<\/strong> Location and conditions of use, such as the risk of weather or vandalism, affect the cost of insurance.<\/li>\n<li><strong>Claims History:<\/strong> If you have had previous claims, this could influence the price of your insurance.<\/li>\n<li><strong>Scope of Coverage:<\/strong> The cost varies depending on whether it covers only external damage, internal damage or a combination of additional options.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Requisitos_de_Contratacion_%C2%BFQue_Necesitas_Saber\"><\/span>Recruitment Requirements: What Do You Need to Know?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To take out machinery insurance, you will generally need:<\/p>\n<ul>\n<li>A detailed inventory of machines, including make, model, year and replacement value.<\/li>\n<li>Valuation of machinery according to its condition and replacement cost.<\/li>\n<li>Declaration of the specific use of the machinery (fixed in plant, mobile on site, agricultural, industrial).<\/li>\n<li>A maintenance plan and proof of periodic inspections carried out.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Ventajas_Clave_de_Contratar_un_Seguro_de_Maquinaria\"><\/span>Key Benefits of taking out Machinery Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Machinery insurance not only provides you with financial protection, but also offers important advantages for your business:<\/p>\n<ul>\n<li><strong>Integral Protection:<\/strong> It covers both damage to machinery and business interruption, ensuring that your business is not paralysed.<\/li>\n<li><strong>Personalisation:<\/strong> Policies can be tailored to the specific risks of your sector, adapting to the needs of each company.<\/li>\n<li><strong>Peace of mind:<\/strong> It gives you the peace of mind of knowing that, in the event of any unforeseen event, you will have the necessary back-up.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-warning\" ><div class=\"vc_message_box-icon\"><i class=\"fas fa-question-circle\"><\/i><\/div><p>Tailored machinery insurance is essential to minimise risk and ensure the viability of any project or facility where technology and equipment are critical assets. If you would like more information or need advice on which insurance option is best suited to your business, <a href=\"\/en\/contact\/\">contact us<\/a> and we will be happy to help you find the ideal solution.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Protect your industrial, agricultural or construction machinery against damage, theft or accidents. Essential coverage to guarantee the continuity of your professional activity without unforeseen events.<\/p>","protected":false},"author":2,"featured_media":2562,"parent":1899,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[21],"class_list":["post-2053","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-de-empresa","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/2053","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=2053"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/2053\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1899"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2562"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=2053"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=2053"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}