{"id":2047,"date":"2025-06-24T15:11:13","date_gmt":"2025-06-24T15:11:13","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=2047"},"modified":"2025-10-17T12:50:04","modified_gmt":"2025-10-17T10:50:04","slug":"all-risks-construction","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/company-insurances\/all-risks-construction\/","title":{"rendered":"Construction All Risks Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/all-risks-construction\/#Todo_lo_que_necesitas_saber_sobre_el_Seguro_Todo_Riesgo_Construccion\" >Everything you need to know about All Risks Construction Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/all-risks-construction\/#%C2%BFQue_es_un_Seguro_Todo_Riesgo_Construccion_TRC\" >What is a Construction All Risks Insurance (TRC)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/all-risks-construction\/#%C2%BFPara_quien_esta_destinado_el_Seguro_Todo_Riesgo_Construccion\" >Who is All Risks Construction Insurance for?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/all-risks-construction\/#%C2%BFQue_cubre_un_seguro_todo_riesgo_construccion\" >What does comprehensive construction insurance cover?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/all-risks-construction\/#%C2%BFEs_obligatorio_contratar_un_seguro_todo_riesgo_construccion_en_Espana\" >Is it compulsory to take out comprehensive construction insurance in Spain?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/all-risks-construction\/#%C2%BFCuanto_cuesta_un_Seguro_Todo_Riesgo_Construccion\" >How much does All Risks Construction Insurance cost?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/all-risks-construction\/#Factores_a_considerar_antes_de_contratar_tu_Seguro_Todo_Riesgo_Construccion\" >Factors to consider before taking out your All Risks Construction Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/all-risks-construction\/#Resumen\" >Summary<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lawebdeseguros.com\/en\/company-insurances\/all-risks-construction\/#Preguntas_frecuentes\" >Frequently asked questions<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Todo_lo_que_necesitas_saber_sobre_el_Seguro_Todo_Riesgo_Construccion\"><\/span>Everything you need to know about All Risks Construction Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Did you know that an unforeseen event during the construction of a building site can bring the entire project to a standstill? From material damage to natural phenomena, the <strong>Construction All Risks Insurance<\/strong> (TRC) is the solution that will protect you against these mishaps. If you are a builder, developer or owner of a construction site, this insurance can be your best ally. But how to take it out? Below, we explain everything you need to know.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_un_Seguro_Todo_Riesgo_Construccion_TRC\"><\/span>What is a Construction All Risks Insurance (TRC)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <strong>Construction All Risks Insurance<\/strong> is a policy designed to protect construction works against accidental and unforeseen damage that may occur during the execution phase of the project. Although it is not mandatory by law, it is highly recommended for builders, developers and owners, as it covers a wide range of risks that may affect the construction site.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFPara_quien_esta_destinado_el_Seguro_Todo_Riesgo_Construccion\"><\/span>Who is All Risks Construction Insurance for?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This insurance is designed for builders, developers and any party interested in the work, whether new or renovation. You can take it out whether you are the builder in charge of the work or the developer or owner of the project. The coverage includes homes, buildings and even more complex infrastructures, protecting your investment in a comprehensive manner.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Protect your building site with All Risks Construction Insurance<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">Don't put your investment at risk, take out insurance now and insure your project against unforeseen events and accidental damage.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Protege+tu+obra+con+un+Seguro+Todo+Riesgo+Construcci%C3%B3n\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request for information                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h3><span class=\"ez-toc-section\" id=\"%C2%BFQue_cubre_un_seguro_todo_riesgo_construccion\"><\/span>What does comprehensive construction insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Insurance <strong>All Risks Construction<\/strong> includes various coverages that protect you against unforeseen situations during the work. Some of the main ones are:<\/p>\n<ul>\n<li><strong>Accidental material damage:<\/strong> Protects the work against unforeseen material damage during construction.<\/li>\n<li><strong>Natural phenomena:<\/strong> Coverage for wind, rain, floods, earthquakes and other natural disasters.<\/li>\n<li><strong>Design errors:<\/strong> Protects against defects in design and materials, excluding defective parts.<\/li>\n<li><strong>Theft and vandalism:<\/strong> Insures building materials against theft and vandalism.<\/li>\n<li><strong>Unforeseen impacts:<\/strong> Such as aircraft crashes or vehicle crashes.<\/li>\n<\/ul>\n<p>In addition, there are optional additional coverages, such as protection for machinery, workers' personal effects or civil liability, which you can add according to the needs of your project.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFEs_obligatorio_contratar_un_seguro_todo_riesgo_construccion_en_Espana\"><\/span>Is it compulsory to take out comprehensive construction insurance in Spain?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In Spain, taking out insurance <strong>All Risks Construction<\/strong> is not mandatory by law, but it is highly recommended. However, depending on the type of work you carry out, some public or private works contracts may require you to have this type of insurance. Furthermore, in the event of a claim during the work, having this insurance will avoid unforeseen expenses and offer peace of mind to both the builders and the promoters.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_cuesta_un_Seguro_Todo_Riesgo_Construccion\"><\/span>How much does All Risks Construction Insurance cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The price of insurance <strong>All Risks Construction<\/strong> varies depending on the type of work, its location, the duration of the project and the total value of the construction. Typically, the cost ranges from 1% to 5% of the total value of the work. For example, for a \u20ac1 million project, the premium could be between \u20ac10,000 and \u20ac50,000, although these values are indicative and may vary.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Factores_a_considerar_antes_de_contratar_tu_Seguro_Todo_Riesgo_Construccion\"><\/span>Factors to consider before taking out your All Risks Construction Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before taking out insurance, it is important to consider the following factors:<\/p>\n<ul>\n<li><strong>Correctly define the value of the work:<\/strong> Make sure you value the work correctly to avoid problems with compensation.<\/li>\n<li><strong>Review exclusions and indemnity limits:<\/strong> It is essential to understand what is and is not covered under the policy.<\/li>\n<li><strong>Compare between insurers:<\/strong> Different insurers offer different cover, so compare prices and conditions before making your decision.<\/li>\n<li><strong>Include optional coverages:<\/strong> Depending on the work, it may be advisable to include additional coverages, such as machinery or civil liability.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Resumen\"><\/span>Summary<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <strong>Construction All Risks Insurance<\/strong> is an essential tool to protect your project against unforeseen events during its execution. Although it is not compulsory by law, taking it out is highly recommended to avoid unexpected expenses and guarantee the continuity of the project. By taking out this insurance, you will be able to enjoy extensive protection against material damage, natural phenomena, theft and much more.<\/p>\n<p>If you would like more information on how to take out All Risks Construction Insurance or need advice for your project, <a href=\"\/en\/contact\/\">contact us<\/a> and we will help you make the best decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>1. What does comprehensive construction insurance cover?<\/strong><br \/>\nAn All Risks Construction insurance covers material damage, theft, natural phenomena and design errors, among other risks.<\/p>\n<p><strong>2. Is it compulsory to take out this insurance on all construction sites?<\/strong><br \/>\nIt is not mandatory by law, but may be required depending on the type of work or the contract with the developer.<\/p>\n<p><strong>3. How can I calculate the price of a comprehensive construction insurance?<\/strong><br \/>\nThe price depends on the total value of the work, its location, duration and associated risks. It is advisable to ask for several quotations before contracting.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-warning\" ><div class=\"vc_message_box-icon\"><i class=\"fas fa-question-circle\"><\/i><\/div>\n<p>If you would like more information on how to take out All Risks Construction Insurance or need advice for your project, <a href=\"\/en\/contact\/\">contact us<\/a> and we will help you make the best decision.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Complete insurance for construction and refurbishment works. Covers material damage, accidents and civil liability from the beginning to the final delivery of the project.<\/p>","protected":false},"author":4,"featured_media":2563,"parent":1899,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[21],"class_list":["post-2047","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-de-empresa","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/2047","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=2047"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/2047\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1899"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2563"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=2047"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=2047"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}