{"id":2024,"date":"2025-06-24T15:00:49","date_gmt":"2025-06-24T15:00:49","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=2024"},"modified":"2025-10-17T12:43:01","modified_gmt":"2025-10-17T10:43:01","slug":"classic-car-insurance","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/classic-car-insurance\/","title":{"rendered":"Classic Car Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/classic-car-insurance\/#Seguro_para_Coches_Clasicos_Guia_Completa_para_Elegir_el_Mejor\" >Classic Car Insurance: Complete Guide to Choosing the Best<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/classic-car-insurance\/#El_Seguro_Obligatorio_Base_Legal_para_Circular\" >Compulsory Insurance: Legal Basis for Circulation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/classic-car-insurance\/#%C2%BFQue_Se_Considera_un_Coche_Clasico\" >What is considered a Classic Car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/classic-car-insurance\/#Tipos_de_Seguros_para_Coches_Clasicos\" >Types of Classic Car Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/classic-car-insurance\/#Coberturas_Especiales_a_Tener_en_Cuenta\" >Special Coverages to Consider<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/classic-car-insurance\/#Condiciones_Especificas_del_Seguro_para_Coches_Clasicos\" >Specific Conditions for Classic Car Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/classic-car-insurance\/#Diferencias_entre_un_Seguro_Convencional_y_uno_para_Clasicos\" >Differences between Conventional and Classic Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/classic-car-insurance\/#%C2%BFBuscas_un_Seguro_Economico_para_un_Coche_de_Coleccion\" >Looking for Affordable Collector Car Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/classic-car-insurance\/#Cambios_Legales_que_Debes_Conocer\" >Legal Changes You Should Know About<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/classic-car-insurance\/#%C2%BFComo_Contratar_un_Seguro_para_Coche_Clasico\" >How to take out Classic Car Insurance?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguro_para_Coches_Clasicos_Guia_Completa_para_Elegir_el_Mejor\"><\/span>Classic Car Insurance: Complete Guide to Choosing the Best<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Whatever type of car you use, insurers have a wide range of products to satisfy even the most demanding customers. With us you will get the right information so that you don't miss out on important details.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"El_Seguro_Obligatorio_Base_Legal_para_Circular\"><\/span>Compulsory Insurance: Legal Basis for Circulation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Every owner of a motor vehicle is obliged to take out a policy to cover Civil Liability for damage caused to third parties. This compulsory insurance is only the starting point. From there, there are many specific options adapted to each type of vehicle, including classic cars.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Protect your classic car with the cover it deserves<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">Take out your classic car insurance and secure special treatment for your most valuable vehicle.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Protege+tu+coche+cl%C3%A1sico+con+las+coberturas+que+merece\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request for information                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_Se_Considera_un_Coche_Clasico\"><\/span>What is considered a Classic Car?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>One of the first steps in hiring a <strong>classic car insurance<\/strong> is to determine whether your vehicle qualifies as a classic. Generally speaking, a classic car is one that is more than 25 years old since its date of manufacture and retains its original design and parts. If your car is more than 30 years old and has not been significantly modified, you may even qualify for historic vehicle status.<\/p>\n<p>The main difference between a classic car and a historic car is that the latter needs a special number plate and more stringent requirements. Thanks to the new regulations passed in 2024, the process of historic registration is much more accessible and cheaper than before.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tipos_de_Seguros_para_Coches_Clasicos\"><\/span>Types of Classic Car Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Choosing insurance for classic cars is not the same as for an everyday car. Here are some of the most common types of insurance:<\/p>\n<ul>\n<li><strong>Third basics:<\/strong> It covers the essentials: compulsory civil liability, damage to third parties and legal defence. It is the simplest option for those who hardly use their classic car.<\/li>\n<li><strong>Third parties extended:<\/strong> It provides extra security by including <a class=\"wpil_keyword_link\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/roadside-assistance\/\" title=\"roadside assistance\" data-wpil-keyword-link=\"linked\">roadside assistance<\/a> Theft, fire and glass breakage cover. Perfect if you take your car to rallies or sporadic getaways.<\/li>\n<li><strong>Fully comprehensive with excess:<\/strong> Designed for vehicles with high value or major restorations. It includes own damage and allows you to agree an insured value that does not depend on the market.<\/li>\n<li><strong>Temporary insurance:<\/strong> Useful if you only use your car at specific times of the year, such as events or transfers. Insure your vehicle for a limited number of days.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Coberturas_Especiales_a_Tener_en_Cuenta\"><\/span>Special Coverages to Consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Some policies offer coverage that makes a difference. For example:<\/p>\n<ul>\n<li><strong>Specialised roadside assistance:<\/strong> Some insurances include services specifically designed for older cars, such as adapted towing or transfer to specialised workshops.<\/li>\n<li><strong>Participation in events:<\/strong> If you usually go to rallies or rallies, there are insurance policies that include specific coverage for this type of activity.<\/li>\n<li><strong>Original spare parts:<\/strong> The most comprehensive insurances can help you find and replace original parts in the event of damage or loss.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Condiciones_Especificas_del_Seguro_para_Coches_Clasicos\"><\/span>Specific Conditions for Classic Car Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These insurances are designed for vehicles with a very occasional use and with certain requirements. For example:<\/p>\n<ul>\n<li>Mileage is usually limited, usually to 5,000 km per year. If your car is registered as historic, the law allows you to drive it for up to 96 days a year.<\/li>\n<li>It is common to require the vehicle to be stored in a closed garage, to avoid damage from weather or vandalism.<\/li>\n<li>You will need to provide documentation such as the technical data sheet, driving licence and driving licence. It is also important that you have not had any recent accidents.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Diferencias_entre_un_Seguro_Convencional_y_uno_para_Clasicos\"><\/span>Differences between Conventional and Classic Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The main difference is the approach. While normal insurance is designed for cars in everyday use, specialist classic insurance takes into account their heritage value, occasional use and particular needs. They also offer more flexibility in the way the vehicle is insured, especially if it is a restored or very old car.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFBuscas_un_Seguro_Economico_para_un_Coche_de_Coleccion\"><\/span>Looking for Affordable Collector Car Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>For cars that rarely leave the garage or are only used on special occasions, there are budget-friendly formulas. The most basic or temporary options are usually sufficient if you want to have your car covered without overspending. If you're in doubt about which one to choose, it's best if we go over it together.<\/p>\n<p>At <a href=\"https:\/\/lawebdeseguros.com\/en\/\"><span data-no-translation>La Web de Seguros<\/span><\/a> We help you to assess these options according to your real needs and the profile of your vehicle.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cambios_Legales_que_Debes_Conocer\"><\/span>Legal Changes You Should Know About<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>From the end of 2024, there are important new features. For example, cars over 60 years old are exempt from the MOT. In addition, if your vehicle is registered as historic, you can benefit from reductions in road tax, depending on your local council. And the best thing: the procedure for registering your car as historic is now easier and much cheaper.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFComo_Contratar_un_Seguro_para_Coche_Clasico\"><\/span>How to take out Classic Car Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Since this type of insurance requires very specific conditions, it is best to receive personalised advice. At <a href=\"https:\/\/lawebdeseguros.com\/en\/\"><span data-no-translation>La Web de Seguros<\/span><\/a> We can help you find the option that best suits your car, use and driver profile. Contact us and we will guide you step by step.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-info\" ><div class=\"vc_message_box-icon\"><i class=\"fa fa-solid fa-circle-info\"><\/i><\/div><p>We recommend that you visit our specific section on <a href=\"https:\/\/lawebdeseguros.com\/en\/warranties\/warranties-for-classic-car-insurance\/\">Guarantees for Classic Car Insurance<\/a> where you can find out in detail what additional protections you can add to your policy to give you even more peace of mind.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Protect your classic car with insurance tailored to its value and characteristics. Customised cover for historic vehicles, ideal for drivers who value preservation and occasional use.<\/p>","protected":false},"author":2,"featured_media":2538,"parent":1895,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[22],"class_list":["post-2024","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-para-vehiculos","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/2024","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=2024"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/2024\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1895"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2538"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=2024"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=2024"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}