{"id":1992,"date":"2025-06-24T14:51:22","date_gmt":"2025-06-24T14:51:22","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=1992"},"modified":"2025-10-17T12:43:54","modified_gmt":"2025-10-17T10:43:54","slug":"diving-insurance","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/special-insurances\/diving-insurance\/","title":{"rendered":"Diving Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/diving-insurance\/#Seguros_de_Buceo_Que_son_para_que_sirven_y_cuando_contratarlos\" >Diving Insurance: What it is, what it is for and when to take it out<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/diving-insurance\/#%C2%BFEs_obligatorio_un_seguro_para_bucear_en_Espana\" >Is insurance compulsory for diving in Spain?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/diving-insurance\/#%C2%BFQue_cubre_un_seguro_de_buceo_recreativo\" >What does recreational diving insurance cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/diving-insurance\/#Tipos_de_seguros_de_buceo_disponibles\" >Types of diving insurance available<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/diving-insurance\/#Exclusiones_habituales_que_debes_tener_en_cuenta\" >Common exclusions to be aware of<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/diving-insurance\/#%C2%BFCuando_contratar_el_seguro_de_buceo\" >When to take out diving insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/diving-insurance\/#%C2%BFDonde_contratarlo\" >Where to hire it?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/diving-insurance\/#%C2%BFTienes_dudas_Te_ayudamos\" >Do you have any doubts? We help you<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/diving-insurance\/#FAQ_Preguntas_frecuentes_sobre_seguros_de_buceo\" >FAQ: Frequently asked questions about dive insurance<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguros_de_Buceo_Que_son_para_que_sirven_y_cuando_contratarlos\"><\/span>Diving Insurance: What it is, what it is for and when to take it out<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you are planning to dive into the sea to explore its depths, one thing is more important than checking your oxygen tank: having a good oxygen tank. <strong>diving insurance<\/strong>. Although often overlooked, this type of policy is essential to protect you against any unforeseen events underwater, whether on a one-off dive or during a longer dive trip.<\/p>\n<p>But... is it really compulsory, what exactly does it cover, and are there temporary options if you only dive on holiday? Stick around, we'll tell you all about it.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFEs_obligatorio_un_seguro_para_bucear_en_Espana\"><\/span>Is insurance compulsory for diving in Spain?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, in many cases it is. Spanish legislation requires a <strong>compulsory insurance for diving in Spain<\/strong> that includes, as a minimum, accident and civil liability cover. Although the requirements may vary depending on the autonomous community or the type of activity (recreational, federated or professional), the most prudent thing to do is not to dive without being insured.<\/p>\n<p>In addition, if you are going on guided dives with a dive club or dive centre, you will usually be required to present the policy before being allowed to participate.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Dive safely on every dive<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">We help you choose the perfect dive insurance for you, whether you are a beginner or a professional.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Sum%C3%A9rgete+con+seguridad+en+cada+inmersi%C3%B3n\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request for information                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_cubre_un_seguro_de_buceo_recreativo\"><\/span>What does recreational diving insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Coverage may vary from policy to policy, but generally speaking, a <strong>recreational diving insurance<\/strong> includes protection against underwater accidents. The most common are:<\/p>\n<ul>\n<li><strong>Medical assistance<\/strong> for diving accidents, including hyperbaric therapy.<\/li>\n<li><strong>Evacuation and medical repatriation<\/strong> emergency.<\/li>\n<li><strong>Compensation in the event of death or permanent disability<\/strong> resulting from an underwater accident.<\/li>\n<li><strong>Search and rescue<\/strong>in case of disappearance during the dive.<\/li>\n<li><strong>Third-party liability<\/strong>for damage caused during the practice of scuba diving.<\/li>\n<\/ul>\n<p>These covers can be particularly valuable in remote areas or areas with limited medical services, where an urgent rescue or transfer can be very costly.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tipos_de_seguros_de_buceo_disponibles\"><\/span>Types of diving insurance available<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Depending on how often you dive and where you dive, there are different policy formats to consider:<\/p>\n<h3>Diving insurance for days or one-off trips<\/h3>\n<p>If you dive alone during your holidays or sporadic getaways, you can opt for a <strong>daily dive insurance<\/strong>This type of policy offers full coverage for the duration of the trip. This type of policy offers full coverage during the contracted period and is a flexible option for those who do not dive on a regular basis.<\/p>\n<h3>Annual recreational insurance<\/h3>\n<p>Ideal for those who dive regularly in different parts of the country or abroad. It includes all the basic cover necessary to enjoy diving with peace of mind all year round.<\/p>\n<h3>Professional insurance<\/h3>\n<p>Intended for instructors, guides and dive centres. This type of policy also covers the <strong>professional responsibility<\/strong> and offers specific protection for work in the diving sector.<\/p>\n<h3>Combined travel + diving insurance<\/h3>\n<p>Perfect for those planning adventure trips that include diving. It combines accident, travel assistance, cancellation and baggage loss cover with the necessary protection during dives.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Exclusiones_habituales_que_debes_tener_en_cuenta\"><\/span>Common exclusions to be aware of<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Although diving insurance covers a wide range of risks, there are also important limitations. Some of the most common exclusions include:<\/p>\n<ul>\n<li>Accidents occurred <strong>out of the water<\/strong>for example, on the way to the dive centre.<\/li>\n<li>Chronic or repetitive use injuries (such as osteoarthritis or tendonitis).<\/li>\n<li>Dives conducted without authorised equipment or <strong>outside the established depth limits<\/strong>.<\/li>\n<li>Diseases <strong>undeclared pre-existing<\/strong> when taking out the policy.<\/li>\n<\/ul>\n<p>It is therefore essential to read the terms and conditions carefully and, if in doubt, consult a specialist advisor.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFCuando_contratar_el_seguro_de_buceo\"><\/span>When to take out diving insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ideally, this should be done <strong>before your first dive<\/strong> or when you apply for your federation licence. If you are going on a diving trip, it is advisable to take out insurance as soon as you have confirmed your flight and accommodation bookings.<\/p>\n<p>Coverage must be in place from the start of the activity, as accidents can occur even on the first dive or during pre-dive tests.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFDonde_contratarlo\"><\/span>Where to hire it?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In Spain there are several specialised entities that offer specific insurance for diving. Some of the best known are:<\/p>\n<ul>\n<li>DAN Europe<\/li>\n<li>AXA Sub<\/li>\n<li>DiveAssure<\/li>\n<li>Extrasub<\/li>\n<li>ScubaMedic<\/li>\n<\/ul>\n<p>At <a href=\"https:\/\/lawebdeseguros.com\/en\/\"><span data-no-translation>La Web de Seguros<\/span><\/a> We work with the main insurance companies in the sector to help you choose the option that best suits your needs, whether you are an occasional, federated or professional diver.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFTienes_dudas_Te_ayudamos\"><\/span>Do you have any doubts? We help you<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Not all divers need the same type of insurance. Your level of experience, how often you dive and where you dive are key factors in your choice.<\/p>\n<p>At <a href=\"https:\/\/lawebdeseguros.com\/en\/\"><span data-no-translation>La Web de Seguros<\/span><\/a> We can advise you on how to get the right cover without overpaying. Contact us and we'll help you find the perfect insurance for your next underwater adventure.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FAQ_Preguntas_frecuentes_sobre_seguros_de_buceo\"><\/span>FAQ: Frequently asked questions about dive insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>Is insurance compulsory for diving in Spain?<\/h3>\n<p>Yes, in most cases. Whether you dive recreationally or professionally, you need insurance to cover accidents and liability.<\/p>\n<h3>What coverages are included in recreational diving insurance?<\/h3>\n<p>Medical expenses, hyperbaric chamber, repatriation, search and rescue, and third party liability.<\/p>\n<h3>Can I take out dive insurance for a few days?<\/h3>\n<p>Yes, there are temporary insurances that cover from one to several days. They are ideal for short breaks or one-off trips.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-warning\" ><div class=\"vc_message_box-icon\"><i class=\"fas fa-question-circle\"><\/i><\/div><p>At <a href=\"https:\/\/lawebdeseguros.com\/en\/\"><span data-no-translation>La Web de Seguros<\/span><\/a> We work with the main insurance companies in the sector to help you choose the option that best suits your needs, whether you are an occasional, federated or professional diver.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Medical and rescue cover for diving in complete safety. Compulsory in many places, it guarantees immediate attention in the event of any underwater incident.<\/p>","protected":false},"author":2,"featured_media":2573,"parent":1901,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[25],"class_list":["post-1992","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-especiales","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=1992"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1992\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1901"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2573"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=1992"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=1992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}