{"id":1986,"date":"2025-06-24T14:50:59","date_gmt":"2025-06-24T14:50:59","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=1986"},"modified":"2025-10-17T12:44:20","modified_gmt":"2025-10-17T10:44:20","slug":"car-rental-franchise","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/special-insurances\/car-rental-franchise\/","title":{"rendered":"Franchise car rental"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/car-rental-franchise\/#Seguro_de_franquicia_coche_alquiler\" >Car rental excess insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/car-rental-franchise\/#%C2%BFQue_es_un_seguro_de_franquicia_para_coche_de_alquiler\" >What is excess insurance for rental cars?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/car-rental-franchise\/#%C2%BFComo_funciona_exactamente\" >How does it work exactly?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/car-rental-franchise\/#%C2%BFQue_cubre_este_tipo_de_seguro\" >What does this type of insurance cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/car-rental-franchise\/#%C2%BFMerece_la_pena_contratar_un_seguro_de_franquicia_coche_alquiler\" >Is it worth taking out excess car rental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/car-rental-franchise\/#Diferencias_entre_un_seguro_con_y_sin_franquicia\" >Differences between insurance with and without excess<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/car-rental-franchise\/#%C2%BFPor_que_es_recomendable_contratarlo\" >Why is it advisable to hire him?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/car-rental-franchise\/#%C2%BFComo_contratarlo\" >How to hire it?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/car-rental-franchise\/#Preguntas_frecuentes\" >Frequently asked questions<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguro_de_franquicia_coche_alquiler\"><\/span>Car rental excess insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Have you ever thought about what would happen if you damage a rental car? Although we often overlook this detail, the truth is that a small scratch can end up costing hundreds or even thousands of euros. This is where the <strong>car rental excess insurance<\/strong>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_un_seguro_de_franquicia_para_coche_de_alquiler\"><\/span>What is excess insurance for rental cars?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When you rent a vehicle, it usually comes with compulsory insurance and, in many cases, with additional cover for own damage or theft. But these policies usually include a <strong>franchise<\/strong>A fixed amount that you will have to pay if the car is damaged.<\/p>\n<p>For example, if your rental car insurance includes an excess of \u20ac1,200 and you suffer a mishap with damages valued at \u20ac3,000, you would pay the first \u20ac1,200 out of your own pocket.<\/p>\n<p>With a <strong>excess insurance for rental vehicles<\/strong>that amount would be covered. In other words, you could avoid having to take on a large unexpected expense.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Avoid surprises with your car rental excess<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">We help you choose the right insurance to travel with peace of mind and without overpaying.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Evita+sorpresas+con+la+franquicia+del+coche+de+alquiler\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request free advice                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFComo_funciona_exactamente\"><\/span>How does it work exactly?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The excess insurance acts as a complement to the car rental insurance. Its mission is to cover the amount of the excess that you would have to pay in case of damage or theft. In this way, it protects you against one of the most unpleasant surprises when renting a vehicle: having to pay for something you thought was already covered.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_cubre_este_tipo_de_seguro\"><\/span>What does this type of insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Usual coverage includes:<\/p>\n<ul>\n<li>Physical damage to the rented vehicle.<\/li>\n<li>Theft or attempted theft.<\/li>\n<li>Fire.<\/li>\n<li>Damage to windows, sunroof, tyres, rims, underbody and crankcase.<\/li>\n<\/ul>\n<p>This cover applies to vehicles rented within the European Union and can cover excesses of up to \u20ac1,500.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFMerece_la_pena_contratar_un_seguro_de_franquicia_coche_alquiler\"><\/span>Is it worth taking out excess car rental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>It depends on how you look at it. If you are going to rent a car during your holidays or for work reasons, having this protection can save you a lot of trouble. Imagine being in another country and having to deal with an unexpected expense of more than a thousand euros. That's why, <strong>compensates insurance excess car rental<\/strong> if you value your peace of mind and prefer to prevent unforeseen events.<\/p>\n<p>In addition, this insurance can help you avoid having large amounts withheld from your credit card, which is common when the excess is not covered.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Diferencias_entre_un_seguro_con_y_sin_franquicia\"><\/span>Differences between insurance with and without excess<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When you rent a car, you can choose between:<\/p>\n<ul>\n<li><strong>Insurance with excess<\/strong>You bear part of the cost in the event of a claim. It is cheaper, but risky.<\/li>\n<li><strong>Insurance without excess<\/strong>You pay nothing if damage occurs, but the initial rental cost is usually higher.<\/li>\n<\/ul>\n<p>This is where the <strong>car rental excess insurance<\/strong>. It allows you to rent with an excess (cheaper), but covering you with an additional policy. This way, you get a coverage similar to an insurance without excess, but in a more cost-effective way.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFPor_que_es_recomendable_contratarlo\"><\/span>Why is it advisable to hire him?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Because it brings you:<\/p>\n<ul>\n<li><strong>Peace of mind<\/strong>. You know that, whatever happens, you won't have to pay large amounts for damages.<\/li>\n<li><strong>Savings<\/strong>. In many cases, taking out this cover separately is cheaper than paying for insurance with no excess at the car rental company.<\/li>\n<li><strong>Additional protection<\/strong>. It covers items that are not always covered by the rental policy.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFComo_contratarlo\"><\/span>How to hire it?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you are interested in this type of protection, it is best to contact a specialist advisor.<\/p>\n<p>Remember that this type of insurance is contracted on a daily basis, with a maximum of 31 consecutive days.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4>What exactly does \"excess\" on a rental car mean?<\/h4>\n<p>This is the amount of money you pay in the event of a claim before the car insurance covers the rest of the damage.<\/p>\n<h4>Does the excess insurance cover all possible damages?<\/h4>\n<p>It covers a wide range, including theft, physical damage, glass, tyres and more, but always within the limits specified in the policy.<\/p>\n<h4>Can I take out this insurance for any destination?<\/h4>\n<p>Most of these policies cover rentals in EU countries. Check with an advisor to see if it applies to your destination.<\/p>\n<h4>How do I know if my rent is exempt?<\/h4>\n<p>You should always check the rental contract. If there is an excess, it will be specified in euros or with a percentage.<\/p>\n<h4>What happens if I do not take out this insurance?<\/h4>\n<p>You will have to assume the full amount of the excess if damage or theft occurs.<\/p>\n<h4>Is it possible to contract for vans or only cars?<\/h4>\n<p>Some policies allow this, but it is important to confirm the type of vehicle with your insurer.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-warning\" ><div class=\"vc_message_box-icon\"><i class=\"fas fa-question-circle\"><\/i><\/div><p data-pm-slice=\"1 1 &#091;&#093;\">We <strong><a href=\"https:\/\/lawebdeseguros.com\/en\/contact\/\">we will help you<\/a><\/strong> to understand which cover best suits your trip and the type of car you are renting.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Eliminate or reduce the excess when renting a car. Avoid high charges for damage or incidents during your trip, with worldwide coverage.<\/p>","protected":false},"author":2,"featured_media":2569,"parent":1901,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[25],"class_list":["post-1986","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-especiales","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1986","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=1986"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1986\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1901"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2569"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=1986"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=1986"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}