{"id":1968,"date":"2025-06-24T14:48:30","date_gmt":"2025-06-24T14:48:30","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=1968"},"modified":"2025-11-04T20:51:37","modified_gmt":"2025-11-04T18:51:37","slug":"seguros-de-salud","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/","title":{"rendered":"Health Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/#Seguro_de_Salud_Guia_sencilla_para_entender_tus_opciones\" >Health Insurance: A simple guide to understanding your options<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/#%C2%BFPor_que_contratar_un_seguro_de_salud_privado\" >Why take out private health insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/#Tipos_de_seguros_de_salud_elige_el_que_mejor_se_adapta_a_ti\" >Types of health insurance: choosing the one that suits you best<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/#Seguro_basico\" >Basic insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/#Seguro_completo\" >Full insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/#Seguro_con_reembolso\" >Insurance with reimbursement<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/#Coberturas_que_no_deben_faltar\" >Coverages not to be missed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/#Con_o_sin_copago_%C2%BFcual_te_conviene\" >With or without co-payment: which is right for you?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/#Factores_que_afectan_al_precio\" >Factors affecting price<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/#%C2%BFY_si_soy_una_familia\" >What if I am a family?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lawebdeseguros.com\/en\/personal-insurance\/seguros-de-salud\/#Conclusion_cuidar_tu_salud_esta_en_tus_manos\" >Conclusion: taking care of your health is in your hands<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguro_de_Salud_Guia_sencilla_para_entender_tus_opciones\"><\/span>Health Insurance: A simple guide to understanding your options<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Taking care of your health is taking care of your quality of life and the quality of life of those around you. The <strong>health insurance<\/strong> Private health care providers are an excellent alternative or complement to the public health care system in Spain. They offer speed, freedom of choice and direct access to specialists, avoiding long waiting lists.<\/p>\n<p>In this guide, we explain in a simple and clear way everything you need to know if you are considering taking out health insurance for the first time.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFPor_que_contratar_un_seguro_de_salud_privado\"><\/span>Why take out private health insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Although everyone resident in Spain has the right to public health care, private insurance provides advantages that improve the health care experience:<\/p>\n<ul>\n<li>Quick access to tests and treatments.<\/li>\n<li>Possibility of choosing the specialist or centre within the medical directory.<\/li>\n<li>Additional services such as telephone support or second medical opinion.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Tipos_de_seguros_de_salud_elige_el_que_mejor_se_adapta_a_ti\"><\/span>Types of health insurance: choosing the one that suits you best<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Insurers offer different products designed to cover different needs. The most common are:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Seguro_basico\"><\/span>Basic insurance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>An economical option that usually includes:<\/p>\n<ul>\n<li>Primary care and specialist consultations.<\/li>\n<li>Simple diagnostic tests such as blood tests or X-rays.<\/li>\n<\/ul>\n<p>It does not include hospitalisation and surgical interventions. In such cases, the public system must be used.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Seguro_completo\"><\/span>Full insurance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It covers all of the above and in addition:<\/p>\n<ul>\n<li>More complex tests such as MRI or endoscopy.<\/li>\n<li>Hospitalisation and surgeries.<\/li>\n<li>Care within the medical care provided.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Seguro_con_reembolso\"><\/span>Insurance with reimbursement<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It offers maximum freedom: you can go to the professional or centre of your choice (even if it is not in the network), and the insurer reimburses a percentage of the cost, as agreed.<\/p>\n<p data-pm-slice=\"1 1 &#091;&#093;\"><section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Take care of your health without waiting<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">Request information about your health insurance and start enjoying fast medical care, without waiting lists and adapted to your needs.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Cuida+tu+salud+sin+esperas\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request for information                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n<h2><span class=\"ez-toc-section\" id=\"Coberturas_que_no_deben_faltar\"><\/span>Coverages not to be missed<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When comparing insurance, make sure they include at least:<\/p>\n<ul>\n<li><strong>General medicine and paediatrics<\/strong>.<\/li>\n<li><strong>24-hour emergencies<\/strong>.<\/li>\n<li><strong>Key specialists<\/strong>gynaecology, dermatology, traumatology, cardiology...<\/li>\n<li><strong>Diagnostic tests<\/strong>Ultrasound scans, analyses, imaging.<\/li>\n<li><strong>Hospitalisation and surgery<\/strong> if you choose comprehensive insurance.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Con_o_sin_copago_%C2%BFcual_te_conviene\"><\/span>With or without co-payment: which is right for you?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>One of the most frequent decisions to make is to choose between insurance <strong>with co-payment<\/strong> o <strong>no co-payment<\/strong>:<\/p>\n<ul>\n<li><strong>With co-payment<\/strong>You pay a small fee each time you use a service. Ideal if you rarely go to the doctor.<\/li>\n<li><strong>No co-payment<\/strong>You pay nothing per medical act. It is more convenient if you need frequent care.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Factores_que_afectan_al_precio\"><\/span>Factors affecting price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The price of health insurance varies according to:<\/p>\n<ul>\n<li>Age of the insured.<\/li>\n<li>Level of coverage chosen.<\/li>\n<li>Area of residence.<\/li>\n<li>Possible pre-existing diseases.<\/li>\n<\/ul>\n<p>Therefore, it is always advisable to <strong>contact a specialist advisor<\/strong>We will help you find the option that best suits your needs and budget.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFY_si_soy_una_familia\"><\/span>What if I am a family?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are insurance policies specially designed for families, with advantageous conditions and coverage adapted to all ages. If you are looking for a <strong>health insurance for the whole family<\/strong>Please contact us and we will help you compare options.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion_cuidar_tu_salud_esta_en_tus_manos\"><\/span>Conclusion: taking care of your health is in your hands<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Hire a <strong>health insurance<\/strong> private insurance is not just an economic decision: it is a way of gaining peace of mind, speed and comfort. From the most basic to the most complete coverage, there is an option for every profile.<\/p>\n<p>If you have any doubts, our team can advise you free of charge and without obligation. Your health deserves personalised attention!<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-warning\" ><div class=\"vc_message_box-icon\"><i class=\"fas fa-question-circle\"><\/i><\/div><p data-pm-slice=\"1 1 &#091;&#093;\">If in doubt, <a href=\"https:\/\/lawebdeseguros.com\/en\/contact\/\">our team<\/a> can advise you free of charge and without obligation - your health deserves personal attention!<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Fast access to private medicine, specialists and diagnostic tests. Personalised coverage that adapts to your medical and family needs, with no waiting lists.<\/p>","protected":false},"author":2,"featured_media":4770,"parent":1897,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[23],"class_list":["post-1968","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-personales","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=1968"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1968\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1897"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/4770"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=1968"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=1968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}