{"id":1958,"date":"2025-06-24T14:47:02","date_gmt":"2025-06-24T14:47:02","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=1958"},"modified":"2025-10-17T12:51:02","modified_gmt":"2025-10-17T10:51:02","slug":"caravan-insurance","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/caravan-insurance\/","title":{"rendered":"Caravan (Trailer) Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/caravan-insurance\/#Seguro_de_Caravana_Remolque_todo_lo_que_debes_saber_antes_de_contratarlo\" >Caravan (Trailer) Insurance: everything you need to know before taking it out<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/caravan-insurance\/#%C2%BFEs_obligatorio_contratar_un_seguro_para_una_caravana_remolcada\" >Is it compulsory to take out insurance for a towed caravan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/caravan-insurance\/#%C2%BFQue_coberturas_basicas_incluye_un_seguro_de_caravana\" >What basic coverages are included in a caravan insurance policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/caravan-insurance\/#Garantias_adicionales_que_puedes_contratar\" >Additional guarantees you can take out<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/caravan-insurance\/#%C2%BFCual_es_la_diferencia_entre_un_seguro_para_autocaravana_y_uno_para_caravana_remolque\" >What is the difference between motorhome insurance and trailer insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/caravan-insurance\/#%C2%BFPuedo_contratar_un_seguro_de_caravana_ligera_por_dias\" >Can I take out light caravan insurance on a daily basis?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/caravan-insurance\/#%C2%BFQue_otros_aspectos_debes_tener_en_cuenta\" >What other aspects should you take into account?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguro_de_Caravana_Remolque_todo_lo_que_debes_saber_antes_de_contratarlo\"><\/span>Caravan (Trailer) Insurance: everything you need to know before taking it out<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Are you getting ready to take your caravan out for the first time or do you want to make sure you have everything in order? You may not know it, but not all caravans are covered by car insurance. And if you ever have an accident on the road, not having the right insurance can be very expensive.<\/p>\n<p>In this article we explain in a clear way what you need to know about the <strong>caravan (trailer) insurance<\/strong>When is it compulsory, what cover is recommended and how does it differ from motorhome insurance? If you have any doubts, read on, this is of interest to you.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFEs_obligatorio_contratar_un_seguro_para_una_caravana_remolcada\"><\/span>Is it compulsory to take out insurance for a towed caravan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>It depends on the type of caravan you have. If your caravan <strong>it weighs less than 750 kg of MAW (maximum permissible weight)<\/strong>The vehicle does not need its own number plate and can be covered by the insurance of the vehicle towing it. However, it is important to check whether your policy includes this cover.<\/p>\n<p>But if your caravan <strong>weighs more than 750 kg<\/strong>The regulations change: it needs its own number plate and therefore, <strong>independent insurance<\/strong>. This insurance covers any damage you may cause to third parties while you are on the road.<\/p>\n<p>In any case, even if your caravan is light, it is advisable to have a specific policy to be really protected in any situation.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Protect your caravan or trailer and travel with peace of mind.<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">Request information about your caravan (trailer) insurance and avoid surprises on the road or when parking.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Protege+tu+caravana+o+remolque+y+viaja+con+total+tranquilidad\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request for advice                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_coberturas_basicas_incluye_un_seguro_de_caravana\"><\/span>What basic coverages are included in a caravan insurance policy?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <strong>compulsory insurance<\/strong> must cover at least the <strong>Civil Liability (CR)<\/strong>both compulsory and voluntary. This means that if an accident occurs and you cause damage to others, your insurance will take care of the consequences.<\/p>\n<p>It is also common for these policies to include:<\/p>\n<ul>\n<li><strong>Legal defence and claims for damages.<\/strong><\/li>\n<li><strong><a class=\"wpil_keyword_link\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/roadside-assistance\/\" title=\"Roadside assistance\" data-wpil-keyword-link=\"linked\">Roadside assistance<\/a><\/strong> This is particularly useful if the caravan breaks down or is immobilised.<\/li>\n<\/ul>\n<p>These are the essential guarantees, but they are not the only ones. There are many more options so you can extend your protection according to your type of trip or caravan.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Garantias_adicionales_que_puedes_contratar\"><\/span>Additional guarantees you can take out<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In addition to the basic coverage, you can include other guarantees that give you greater peace of mind during your getaways:<\/p>\n<ul>\n<li><strong>Own damage<\/strong> in the event of an accident.<\/li>\n<li><strong>Theft<\/strong>The caravan and its contents.<\/li>\n<li><strong>Fire<\/strong>whether partial or total.<\/li>\n<li><strong>Breakage of windows or skylights.<\/strong><\/li>\n<li><strong>Coverage of accessories and household goods<\/strong>very useful if you carry interior equipment.<\/li>\n<\/ul>\n<p>Different insurers offer different combinations and conditions, so ideally you should contact an advisor to find out which options are best suited to your situation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFCual_es_la_diferencia_entre_un_seguro_para_autocaravana_y_uno_para_caravana_remolque\"><\/span>What is the difference between motorhome insurance and trailer insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The main difference lies in the type of vehicle:<\/p>\n<ul>\n<li>The <strong>motorhome<\/strong> is a vehicle with a motor, so its insurance is considered similar to that of a car or van. It usually includes coverage such as glass, mechanical assistance or even civil liability for the driver.<\/li>\n<li>The <strong>towed caravan<\/strong>It does not, however, have an engine. It is hitched to another vehicle and its insurance focuses on protecting the structure, contents and damage to third parties.<\/li>\n<\/ul>\n<p>This difference influences both the type of policy and the guarantees available. It is therefore important not to confuse the two, especially if you are considering changing your vehicle or need advice on choosing the right insurance.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFPuedo_contratar_un_seguro_de_caravana_ligera_por_dias\"><\/span>Can I take out light caravan insurance on a daily basis?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Some people are looking for a <strong>temporary insurance<\/strong> for weekend getaways or one-off holidays. In the case of lightweight caravans, this can be an attractive option. However, <strong>not all companies offer per diem insurance for trailers<\/strong>and when they do, they often have specific conditions attached to them.<\/p>\n<p>To find out if this option is viable in your case, it is best to speak directly with a professional who can guide you on the alternatives available for your caravan and the use you are going to make of it.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_otros_aspectos_debes_tener_en_cuenta\"><\/span>What other aspects should you take into account?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When you hire a <strong>caravan (trailer) insurance<\/strong>always check the <strong>territorial scope<\/strong> of the policy. Some coverage, such as roadside assistance, may be limited to Spain or extended to other European countries. It is also important to check whether the guarantees cover both circulation and stay.<\/p>\n<p>And don't forget that not all insurers offer the same coverage. Some focus on the basics, while others allow you to tailor the policy to suit you. The more specific your caravan and your needs are, the more important it is to have a well-designed insurance policy.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-info\" ><div class=\"vc_message_box-icon\"><i class=\"fa fa-solid fa-circle-info\"><\/i><\/div><p>If you are interested in further information about coverages such as assistance, theft, glass or accessories, you can see all the details on the page about <a href=\"https:\/\/lawebdeseguros.com\/en\/warranties\/motorhome-insurance-guarantees\/\">guarantees included in caravan insurance<\/a>.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Insure your towable caravan against damage, theft and liability. Ideal for safe journeys, with cover designed to protect both the vehicle and your belongings.<\/p>","protected":false},"author":2,"featured_media":2533,"parent":1895,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[22],"class_list":["post-1958","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-para-vehiculos","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1958","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=1958"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1958\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1895"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2533"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=1958"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=1958"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}