{"id":1954,"date":"2025-06-24T14:46:42","date_gmt":"2025-06-24T14:46:42","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=1954"},"modified":"2025-10-17T12:51:41","modified_gmt":"2025-10-17T10:51:41","slug":"insurance-for-classic-motorbikes","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/","title":{"rendered":"Classic Motorcycle Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#Seguro_de_Moto_Clasica_Guia_Completa_para_Entender_su_Contratacion\" >Classic Motorcycle Insurance: A Complete Guide to Understanding Your Policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#%C2%BFQue_se_considera_una_moto_clasica\" >What is considered a classic motorbike?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#Tipos_de_seguros_para_motos_clasicas\" >Types of insurance for classic motorbikes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#Requisitos_para_contratar_un_seguro_de_moto_clasica\" >Requirements for taking out classic motorbike insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#Documentacion_necesaria\" >Necessary documentation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#Coberturas_especiales\" >Special coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#Ventajas_fiscales_y_economicas\" >Fiscal and economic advantages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#Valoracion_y_contratacion\" >Valuation and recruitment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#Cambios_legales_recientes\" >Recent legal changes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#Exclusiones_y_limitaciones\" >Exclusions and limitations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#Factores_que_influyen_en_el_precio\" >Factors influencing price<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-classic-motorbikes\/#Consejos_finales\" >Final advice<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguro_de_Moto_Clasica_Guia_Completa_para_Entender_su_Contratacion\"><\/span>Classic Motorcycle Insurance: A Complete Guide to Understanding Your Policy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Classic motorbike insurance has gained prominence in Spain thanks to the boom in vintage motorcycling. This type of insurance is designed to suit the needs of owners of vintage motorbikes, offering personalised coverage that protects not only the rider, but also the historical value of the vehicle.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_se_considera_una_moto_clasica\"><\/span>What is considered a classic motorbike?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>Age and state of preservation<\/h3>\n<p>A motorbike is considered a classic if it is between 20 and 25 years old since first registration, depending on the insurer. In addition, it must retain at least 85% of its original components, including engine, brakes and chassis. This point is key to qualify for specialised insurance.<\/p>\n<h3>Classic vs Historical<\/h3>\n<p>It is important to differentiate between classic and historic motorbikes. The historic motorbike requires official certification, a minimum of 30 years of age and certain specific conditions. Even so, both can be insured according to their category.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Protect your classic bike the way it deserves<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">Request information on the ideal insurance for your jewel on wheels: cover, assistance and guaranteed real value.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Protege+tu+moto+cl%C3%A1sica+como+se+merece\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> I want expert advice                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"Tipos_de_seguros_para_motos_clasicas\"><\/span>Types of insurance for classic motorbikes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>Basic insurance<\/h3>\n<p>Covers compulsory civil liability and legal defence. Ideal for very occasional motorbike riders.<\/p>\n<h3>Extended insurance<\/h3>\n<p>Includes theft, fire, <a class=\"wpil_keyword_link\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/roadside-assistance\/\" title=\"roadside assistance\" data-wpil-keyword-link=\"linked\">roadside assistance<\/a> and driver accidents. Very useful for those who participate in rallies or classic events.<\/p>\n<h3>Comprehensive insurance with agreed value<\/h3>\n<p>Protects the real market value of the vehicle by prior agreement. It is the most complete option, as it avoids automatic depreciation due to age.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Requisitos_para_contratar_un_seguro_de_moto_clasica\"><\/span>Requirements for taking out classic motorbike insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>Driver profile<\/h3>\n<p>The usual minimum age is 25, with at least two years of driving experience. Some insurers accept younger drivers with additional restrictions.<\/p>\n<h3>Limited use of the vehicle<\/h3>\n<p>The <a class=\"wpil_keyword_link\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/insurance-for-mopeds\/\" title=\"motorbike insurance\" data-wpil-keyword-link=\"linked\">motorbike insurance<\/a> classic vehicles usually have a limit of between 3,000 and 5,000 km per year. For those classified as historic, the current regulations allow a maximum of 96 days per year.<\/p>\n<h3>Adequate storage<\/h3>\n<p>The motorbike is required to sleep in a covered garage. Some policies also require additional security systems depending on the value of the motorbike.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Documentacion_necesaria\"><\/span>Necessary documentation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>From the owner<\/h3>\n<ul>\n<li>DNI<\/li>\n<li>Driving licence<\/li>\n<li>Proof of no claims (if you qualify for a rebate)<\/li>\n<li>Proof of another vehicle in regular use<\/li>\n<\/ul>\n<h3>Of the vehicle<\/h3>\n<ul>\n<li>Registration certificate<\/li>\n<li>Technical data sheet with valid MOT<\/li>\n<li>Recent photographs of the vehicle<\/li>\n<li>Commitment to pass MOT within 15 days (if applicable)<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Coberturas_especiales\"><\/span>Special coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>Roadside assistance<\/h3>\n<p>Adapted to vintage vehicles: includes specialised towing from km 0 and transport to workshops with experience in classic vehicles.<\/p>\n<h3>Driver's equipment<\/h3>\n<p>Some insurers cover helmets, jackets and vintage rider items in the event of an accident.<\/p>\n<h3>Participation in events<\/h3>\n<p>Specific protection during exhibitions, rallies and rallies.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ventajas_fiscales_y_economicas\"><\/span>Fiscal and economic advantages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>Adjusted tariffs<\/h3>\n<p>Occasional use and lower claims rates mean that this type of insurance has lower premiums than conventional insurance.<\/p>\n<h3>Tax exemptions<\/h3>\n<p>Historic motorbikes are exempt from road tax in many municipalities and can be driven in low-emission zones for up to 96 days a year.<\/p>\n<h3>Collector fleets<\/h3>\n<p>If you have several classic motorbikes, you can access fleet insurance with special conditions and progressive discounts.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Valoracion_y_contratacion\"><\/span>Valuation and recruitment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>Professional assessment<\/h3>\n<p>In order to qualify for insurance with agreed value or own damage, an appraisal is required that takes into account originality, conservation and rarity. This can be done by means of photos or on-site inspection.<\/p>\n<h3>Payment methods and flexibility<\/h3>\n<p>Classic motorbike insurance allows for more flexible conditions, including partial reimbursements if the motorbike is de-registered and temporary insurance for events.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cambios_legales_recientes\"><\/span>Recent legal changes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>New regulation 2024<\/h3>\n<p>The process of classification as a historic vehicle has been simplified. A laboratory inspection is no longer required, but a declaration of responsibility. This reduces costs and formalities.<\/p>\n<h3>MOT for historic vehicles<\/h3>\n<p>Motorbikes over 60 years old are exempt from MOT. Other motorcycles are inspected less frequently depending on their age.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Exclusiones_y_limitaciones\"><\/span>Exclusions and limitations<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>What the insurance does not cover<\/h3>\n<p>It does not cover damage to the driver's own fault, damage to property of close relatives, or use for commercial transport.<\/p>\n<h3>Use as a regular vehicle<\/h3>\n<p>It is prohibited to use a classic motorbike insured as such for everyday journeys. Exceeding the mileage or day limits may invalidate the cover.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Factores_que_influyen_en_el_precio\"><\/span>Factors influencing price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Year, engine capacity and state of repair<\/li>\n<li>Driver's age and experience<\/li>\n<li>Claims history<\/li>\n<li>Geographical area and declared use<\/li>\n<li>Classic Club Membership (may qualify for discounts)<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Consejos_finales\"><\/span>Final advice<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before choosing classic motorbike insurance, identify how you will use it. If you only ride sporadically, basic insurance may suffice. If you participate in events or your bike has a special value, you may want to take out a policy with an agreed value. In any case, the best thing to do is to contact a specialist advisor who can guide you according to your needs.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-warning\" ><div class=\"vc_message_box-icon\"><i class=\"fas fa-question-circle\"><\/i><\/div><p>At <a href=\"https:\/\/lawebdeseguros.com\/en\/\">lawebdeseguros.com<\/a> we have expert classic motorbike insurance brokers who can help you find the most suitable option.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Specialised protection for classic motorbikes for collectors or occasional use. Coverage adapted to their age and value, with assistance and civil liability options.<\/p>","protected":false},"author":2,"featured_media":2536,"parent":1895,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[22],"class_list":["post-1954","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-para-vehiculos","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1954","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=1954"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1954\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1895"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2536"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=1954"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=1954"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}