{"id":1945,"date":"2025-06-24T14:45:29","date_gmt":"2025-06-24T14:45:29","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=1945"},"modified":"2025-10-17T14:06:50","modified_gmt":"2025-10-17T12:06:50","slug":"seguros-para-motocicletas","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/seguros-para-motocicletas\/","title":{"rendered":"Motorbike Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/seguros-para-motocicletas\/#Seguros_para_Motocicletas_Lo_que_necesitas_saber_antes_de_contratar\" >Motorbike Insurance: What you need to know before taking out a policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/seguros-para-motocicletas\/#%C2%BFPor_que_es_obligatorio_tener_un_seguro_para_tu_moto\" >Why is it compulsory to have insurance for your motorbike?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/seguros-para-motocicletas\/#%C2%BFY_si_las_aseguradoras_rechazan_asegurar_mi_moto\" >What if insurers refuse to insure my bike?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/seguros-para-motocicletas\/#%C2%BFQue_incluye_un_seguro_a_terceros_para_moto\" >What does third party motorbike insurance include?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/seguros-para-motocicletas\/#No_todo_es_precio_que_mas_debes_tener_en_cuenta\" >It's not all about price: what else you need to consider<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/seguros-para-motocicletas\/#%C2%BFCual_es_el_mejor_seguro_para_motos\" >What is the best motorbike insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/seguros-para-motocicletas\/#%C2%BFCuanto_cuesta_un_seguro_para_moto_de_125cc\" >How much does 125cc motorbike insurance cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lawebdeseguros.com\/en\/vehicle-insurance\/seguros-para-motocicletas\/#Seguro_de_moto_economico_si_pero_con_sentido\" >Cheap motorbike insurance, yes, but with sense<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguros_para_Motocicletas_Lo_que_necesitas_saber_antes_de_contratar\"><\/span>Motorbike Insurance: What you need to know before taking out a policy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes time to insure your bike, it may seem like a simple task. There are many options, many offers... but also many important nuances that you shouldn't overlook. If you are thinking about <strong>take out insurance for your motorbike<\/strong>this article is for you.<\/p>\n<p>You won't find complicated technicalities or small print here. Just the clear information you need to make the right decision. And at the end, if you have any questions, you can count on the La Web de Seguros team to help you personally.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFPor_que_es_obligatorio_tener_un_seguro_para_tu_moto\"><\/span>Why is it compulsory to have insurance for your motorbike?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The first thing you need to know is that all motor vehicles, including motorbikes, <strong>must have compulsory insurance by law<\/strong>. This is not a personal choice: if you own a motorbike, you need at least an insurance policy that covers the <strong>Compulsory Civil Liability<\/strong>i.e. the material or personal damage that you may cause to third parties in the event of an accident.<\/p>\n<p>This basic insurance is the legal minimum. Without it, you cannot drive, and in the event of an accident, the consequences can be very serious, both financially and legally.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Protect your bike and your freedom<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">Take out your Motorcycle Insurance and ride with total peace of mind, wherever you are.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Protege+tu+moto+y+tu+libertad\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request for information                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFY_si_las_aseguradoras_rechazan_asegurar_mi_moto\"><\/span>What if insurers refuse to insure my bike?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Although it is not common, in some cases - due to the characteristics of the motorbike, the driver or the claims history - it is possible that an insurer may not want to offer you cover. But don't worry, you're not out of options.<\/p>\n<p>There is the <strong>Insurance Compensation Consortium<\/strong>The insurance company, a public entity that, under certain conditions, can facilitate the taking out of compulsory insurance. If you are in this situation, we can help you find out if you meet the requirements and manage the whole process.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_incluye_un_seguro_a_terceros_para_moto\"><\/span>What does third party motorbike insurance include?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>One of the most frequent questions we receive is:<br \/>\n<strong>\"What does third party motorbike insurance cover?\"<\/strong><\/p>\n<p>The short answer: the basics and what is necessary to comply with the law.<br \/>\nThe full answer: in addition to covering the <strong>Compulsory Civil Liability<\/strong>In addition, many companies add other coverages such as:<\/p>\n<ul>\n<li><a class=\"wpil_keyword_link\" href=\"https:\/\/lawebdeseguros.com\/en\/special-insurances\/roadside-assistance\/\" title=\"Roadside assistance\" data-wpil-keyword-link=\"linked\">Roadside assistance<\/a> from kilometre zero<\/li>\n<li>Legal defence and claims for damages<\/li>\n<li>Coverage for damage to helmet or passenger (in some cases)<\/li>\n<\/ul>\n<p>But <strong>does not cover damage to your motorbike<\/strong>Theft and fire, unless you take out additional cover or a more comprehensive insurance policy.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"No_todo_es_precio_que_mas_debes_tener_en_cuenta\"><\/span>It's not all about price: what else you need to consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>It is tempting to shop around for the cheapest insurance. And in a market as competitive as that of the <strong>motorbike insurance<\/strong>You are sure to find attractive offers. But be careful: <strong>not all policies are the same<\/strong>.<\/p>\n<p>When deciding, it is important to consider:<\/p>\n<ul>\n<li><strong>The actual coverages<\/strong> of each guarantee<\/li>\n<li><strong>Exclusions<\/strong> (what it does not cover)<\/li>\n<li><strong>The quality of customer service<\/strong><\/li>\n<li>If the company is in agreements such as <strong>CIDE, ASCIDE or SDM<\/strong>which speed up the claims process in the event of a claim.<\/li>\n<li>If the insurer informs the file <strong>SINCO<\/strong>where the above claims are recorded<\/li>\n<\/ul>\n<p>All these details will make a difference when you really need to use your insurance.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFCual_es_el_mejor_seguro_para_motos\"><\/span>What is the best motorbike insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The best option is not the same for everyone. It all depends on:<\/p>\n<ul>\n<li>Type of motorbike (engine capacity, age, value)<\/li>\n<li>Your experience as a driver<\/li>\n<li>Your use of the bike (occasional, daily, city, road...)<\/li>\n<li>Your personal needs (more cover, less risk, assistance...)<\/li>\n<\/ul>\n<p>A good advisor will help you compare insurers, analyse cover and choose what really suits you, without overpaying for things you don't need or giving up the essentials.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_cuesta_un_seguro_para_moto_de_125cc\"><\/span>How much does 125cc motorbike insurance cost?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>We know that many motorcyclists have 125cc motorbikes, especially those with a B licence. That's why one of the questions we get asked the most:<br \/>\n<strong>\"How much does insurance for a 125 motorbike cost?\"<\/strong><\/p>\n<p>The answer depends on several factors: the age of the driver, his experience, the area where he lives, the claims history and, of course, the insurance company. As each case is unique, it is best to contact us at <a href=\"https:\/\/lawebdeseguros.com\/en\/\">lawebdeseguros.com<\/a> and we will offer you the personalised advice you need.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Seguro_de_moto_economico_si_pero_con_sentido\"><\/span>Cheap motorbike insurance, yes, but with sense<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In a nutshell, <strong>it is possible to find affordable motorbike insurance<\/strong>but do not make the mistake of hiring the cheapest without checking the terms and conditions.<\/p>\n<p>At La Web de Seguros we work to help you understand coverages, identify limitations and make clear decisions. Our goal is not to sell for the sake of selling, but to help you take out an <strong>motorbike insurance<\/strong> who truly protects you.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-warning\" ><div class=\"vc_message_box-icon\"><i class=\"fas fa-question-circle\"><\/i><\/div><p><strong>Are you unsure about which motorbike insurance is right for you?<\/strong> Contact us at <a href=\"https:\/\/lawebdeseguros.com\/en\/\">lawebdeseguros.com<\/a> and let us help you make the best decision for you and your bike.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-info\" ><div class=\"vc_message_box-icon\"><i class=\"fa fa-solid fa-circle-info\"><\/i><\/div><p><strong>Check the guarantees available in motorbike insurance. <\/strong>Click on the following link to find out in detail the usual and optional covers that you can take out in your motorbike insurance: <a href=\"https:\/\/lawebdeseguros.com\/en\/warranties\/motorbike-insurance-warranties\/\">Motorbike insurance guarantees<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Protect your motorbike with cover for all types of use. Includes roadside assistance, own damage, theft and compulsory and extended civil liability.<\/p>","protected":false},"author":2,"featured_media":2530,"parent":1895,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[22],"class_list":["post-1945","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-para-vehiculos","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=1945"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1945\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1895"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2530"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=1945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=1945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}