{"id":1931,"date":"2025-06-24T14:43:43","date_gmt":"2025-06-24T14:43:43","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=1931"},"modified":"2025-10-18T10:03:49","modified_gmt":"2025-10-18T08:03:49","slug":"licence-insurance","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/general-insurance\/licence-insurance\/","title":{"rendered":"Carnet Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/licence-insurance\/#Seguros_de_Retirada_de_Carnet_%C2%BFPor_que_deberias_contratar_uno_cuanto_antes\" >Licence Withdrawal Insurance: Why should you take out one as soon as possible?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/licence-insurance\/#%C2%BFQue_es_un_seguro_de_retirada_de_carnet\" >What is licence withdrawal insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/licence-insurance\/#%C2%BFEs_obligatorio_tener_este_seguro\" >Is it compulsory to have this insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/licence-insurance\/#%C2%BFPor_que_necesito_un_seguro_de_retirada_de_carnet\" >Why do I need licence withdrawal insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/licence-insurance\/#%C2%BFQue_cubre_este_tipo_de_seguro\" >What does this type of insurance cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/licence-insurance\/#%C2%BFQue_tipos_de_retirada_cubren\" >What types of withdrawal are covered?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/licence-insurance\/#%C2%BFQue_tener_en_cuenta_antes_de_contratarlo\" >What to consider before hiring?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/licence-insurance\/#%C2%BFQue_pasa_si_ya_he_perdido_puntos\" >What if I have already lost points?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/licence-insurance\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/licence-insurance\/#Preguntas_frecuentes_FAQ\" >Frequently Asked Questions (FAQ)<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguros_de_Retirada_de_Carnet_%C2%BFPor_que_deberias_contratar_uno_cuanto_antes\"><\/span>Licence Withdrawal Insurance: Why should you take out one as soon as possible?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Imagine that, due to an oversight, you accumulate infractions and you lose your licence. Not only do you stop driving, but your day-to-day life could be seriously affected. Now, imagine that you have financial and legal assistance from the very first moment. That's the peace of mind offered by <strong>Licence Withdrawal Insurance<\/strong>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_un_seguro_de_retirada_de_carnet\"><\/span>What is licence withdrawal insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A <strong>Licence Withdrawal Insurance<\/strong> is a specific policy that protects you financially and gives you legal advice if you temporarily or permanently lose your driving licence. It has become a highly recommended cover, especially for those who depend on the car for work or who travel on the road on a daily basis.<\/p>\n<p>At <a href=\"https:\/\/lawebdeseguros.com\/en\/\">The Insurance Web<\/a> we advise you to choose the policy that best suits your profile as a driver, whether you are a professional or a private individual.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFEs_obligatorio_tener_este_seguro\"><\/span>Is it compulsory to have this insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No, this type of insurance is not compulsory. However, with increasing controls and penalties, it is becoming more and more common to be confronted with the <strong>loss of licence points<\/strong>. And when that happens, the financial effort to recover them can be significant. That is why, although it is not mandatory, <strong>it is highly recommended<\/strong>.<\/p>\n<p>Especially if you drive regularly or use several vehicles, this insurance becomes a key back-up against legal and financial contingencies.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFPor_que_necesito_un_seguro_de_retirada_de_carnet\"><\/span>Why do I need licence withdrawal insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Today more than ever, penalties for offences are not limited to simple fines. Many of them also entail the withdrawal of points or even the suspension of the driving licence. This means:<\/p>\n<ul>\n<li>Stop driving for a period of time.<\/li>\n<li>Not being able to work if you are dependent on a car.<\/li>\n<li>Additional costs for recovering the licence or points.<\/li>\n<\/ul>\n<p>Faced with this situation, the <strong>licence withdrawal insurance<\/strong> contribute <strong>valuable peace of mind at low cost<\/strong>. They cover you during the withdrawal period and, in many cases, they include <strong>legal assistance and telephone counselling<\/strong>.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Don't risk your licence, or your peace of mind.<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">Take out your licence withdrawal insurance now and protect yourself against fines, penalties and loss of points.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=No+arriesgues+tu+carnet%2C+ni+tu+tranquilidad\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request for information                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_cubre_este_tipo_de_seguro\"><\/span>What does this type of insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Although each company has its own conditions, these are some of the usual coverages:<\/p>\n<h3>Monthly allowance<\/h3>\n<p>If you lose your licence, many policies will offer you <strong>monthly financial assistance<\/strong> during the time you are unable to drive. This allowance can be extended for up to 24 months, depending on the contract.<\/p>\n<h3>Costs to recover points<\/h3>\n<p>Some insurers include the <strong>costs to recover part of the lost points<\/strong> or to obtain a new licence if there has been a total loss.<\/p>\n<h3>Legal defence<\/h3>\n<p>One of the most important advantages is that you will have <strong>legal cover for drivers<\/strong>which includes:<\/p>\n<ul>\n<li>Drafting of allegations and appeals in administrative proceedings.<\/li>\n<li>Defence in the contentious court.<\/li>\n<li>Assistance for offences such as reckless driving, drink-driving or failure to provide assistance.<\/li>\n<\/ul>\n<h3>Telephone legal advice<\/h3>\n<p>You will have the support of specialised lawyers who will answer your questions about how to act in the event of loss of your licence or traffic fines.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_tipos_de_retirada_cubren\"><\/span>What types of withdrawal are covered?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This type of insurance differentiates between two situations:<\/p>\n<h3>1. Temporary withdrawal of the licence<\/h3>\n<p>It is usually the result of a <strong>administrative sanction<\/strong> o <strong>court judgement<\/strong> after an accident. Insurers cover this case with monthly allowances, legal remedies and assistance until the licence is recovered.<\/p>\n<h3>2. Deprivation of licence for total loss of points<\/h3>\n<p>Occurs when all points are exhausted. Coverage is usually more extensive and includes everything from remedial courses to defence in criminal or administrative proceedings.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_tener_en_cuenta_antes_de_contratarlo\"><\/span>What to consider before hiring?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>If you share a car with another person, make sure that you <strong>the insurance covers the declared driver<\/strong>.<\/li>\n<li>Check whether your current car insurance already includes minimum licence withdrawal cover.<\/li>\n<li>Make sure you are covered by insurance even when driving other vehicles.<\/li>\n<li><strong>Hire him before you lose points<\/strong>The insurers do not offer retroactive coverage.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_pasa_si_ya_he_perdido_puntos\"><\/span>What if I have already lost points?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Most insurances do not cover penalties prior to the date of contracting, and furthermore <strong>can limit coverage according to the current items<\/strong> you have. So it is better to be safe than sorry: <strong>the sooner you take out this insurance, the better covered you will be.<\/strong>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Losing your licence is easier than it sounds, but so is protecting yourself with a good licence. <strong>licence withdrawal insurance<\/strong>. At <a href=\"https:\/\/lawebdeseguros.com\/en\/\">The Insurance Web<\/a> we help you to compare coverage and choose the most suitable option according to your needs.<\/p>\n<p>Don't leave your peace of mind in the hands of chance. Contact us today and find out how to protect your licence... and your future.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes_FAQ\"><\/span>Frequently Asked Questions (FAQ)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>What does licence withdrawal insurance cover?<\/h3>\n<p>It covers financial assistance, legal defence, legal advice and, in some cases, courses to recover points.<\/p>\n<h3>When can I sign up?<\/h3>\n<p>At any time, but ideally <strong>before having lost points<\/strong>as it does not cover previous situations.<\/p>\n<h3>Can I have this insurance even if I am not a professional driver?<\/h3>\n<p>Yes, it is recommended for both private and professional drivers who depend on the vehicle.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Covers you if your driving licence is withdrawn. It includes legal and financial assistance to deal with penalties or temporary loss of licence.<\/p>","protected":false},"author":2,"featured_media":2524,"parent":1893,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[26],"class_list":["post-1931","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-generales","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=1931"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1931\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1893"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2524"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=1931"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=1931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}