{"id":1927,"date":"2025-06-24T14:43:19","date_gmt":"2025-06-24T14:43:19","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=1927"},"modified":"2025-10-18T10:04:15","modified_gmt":"2025-10-18T08:04:15","slug":"seguro-de-moto-de-agua","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/general-insurance\/seguro-de-moto-de-agua\/","title":{"rendered":"Jet ski insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/seguro-de-moto-de-agua\/#Seguro_de_moto_de_agua_lo_que_debes_saber_antes_de_lanzarte_al_mar\" >Jet ski insurance: what you need to know before you take to the water<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/seguro-de-moto-de-agua\/#%C2%BFEs_obligatorio_el_seguro_de_moto_de_agua\" >Is jet ski insurance compulsory?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/seguro-de-moto-de-agua\/#%C2%BFQue_cubre_el_seguro_obligatorio\" >What does compulsory insurance cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/seguro-de-moto-de-agua\/#%C2%BFQue_pasa_si_alquilas_una_moto_de_agua\" >What happens if you rent a jet ski?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/seguro-de-moto-de-agua\/#%C2%BFComo_saber_si_tu_moto_de_agua_necesita_seguro\" >How do you know if your jet ski needs insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/seguro-de-moto-de-agua\/#%C2%BFQue_seguros_adicionales_existen_para_motos_de_agua\" >What additional insurances are available for jet skis?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/seguro-de-moto-de-agua\/#%C2%BFQue_requisitos_debo_cumplir_para_conducir_una_moto_de_agua\" >What are the requirements to drive a jet ski?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/seguro-de-moto-de-agua\/#Normativa_de_uso_medidas_de_seguridad_basicas\" >Rules of use: basic safety measures<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/seguro-de-moto-de-agua\/#Conclusion_asegurate_antes_de_disfrutar\" >Conclusion: make sure before you enjoy<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguro_de_moto_de_agua_lo_que_debes_saber_antes_de_lanzarte_al_mar\"><\/span>Jet ski insurance: what you need to know before you take to the water<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you're thinking of enjoying the sea with your jet ski this summer, there's one thing you can't overlook: the <strong>jet ski insurance<\/strong>. Beyond being a formality, it is an essential protection for both you and third parties. In this article we explain in simple terms everything you need to know.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFEs_obligatorio_el_seguro_de_moto_de_agua\"><\/span>Is jet ski insurance compulsory?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, absolutely. According to the <strong>Royal Decree 607\/1999<\/strong>all motor-driven craft, including personal watercraft, must be equipped with a <strong>compulsory civil liability insurance<\/strong>. This policy covers any damage you may cause to third parties, whether personal or material, whether you drive yourself or another authorised person does so.<\/p>\n<p>Failure to have this insurance can result in fines of up to <strong>20,000 euros<\/strong>so it's best not to take any chances.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_cubre_el_seguro_obligatorio\"><\/span>What does compulsory insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <strong>motorbike insurance<\/strong> compulsory covers the <strong>civil liability<\/strong> of the owner and persons authorised by the owner to drive. It also includes damage caused to persons towed by the motorbike, such as water skiers, for example.<\/p>\n<p>Coverage includes:<\/p>\n<ul>\n<li>Material damage to third parties.<\/li>\n<li>Personal injury to third parties.<\/li>\n<li>Legal costs in the event of a claim.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_pasa_si_alquilas_una_moto_de_agua\"><\/span>What happens if you rent a jet ski?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you go to <strong>rent a jet ski<\/strong>In the case of a vehicle, the company must have specific insurance to protect the occupants. This insurance is different from the compulsory insurance and is governed by the <strong>Regulation on Compulsory Passenger Insurance (R.D. 1575\/1989)<\/strong>.<\/p>\n<p>In this case, you don't have to take out a contract, but it is advisable to ask about coverage before you get on the bus.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Enjoy the sea without any surprises<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">Insure your jet ski and sail with peace of mind: compulsory, easy and with expert backing.<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Disfruta+del+mar+sin+sobresaltos\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request for information                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFComo_saber_si_tu_moto_de_agua_necesita_seguro\"><\/span>How do you know if your jet ski needs insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The law considers a vessel to be any vehicle that:<\/p>\n<ul>\n<li>Please have <strong>more than 10 hp<\/strong> (all jet skis exceed them).<\/li>\n<li>Have a <strong>length over 6 metres<\/strong> (rare on jet skis, but possible on larger models).<\/li>\n<\/ul>\n<p>Therefore, practically <strong>all personal watercraft must be insured<\/strong>. It doesn't matter if you don't use it much, it's a legal requirement.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_seguros_adicionales_existen_para_motos_de_agua\"><\/span>What additional insurances are available for jet skis?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Although compulsory insurance is essential, many companies offer <strong>extended insurance<\/strong> with additional coverages, which may vary between insurers. Some of the most common are:<\/p>\n<ul>\n<li><strong>Personal accident cover<\/strong> of the driver and occupants.<\/li>\n<li><strong>Own damage<\/strong> on the jet ski due to collisions or falls.<\/li>\n<li><strong>Theft and fire<\/strong>.<\/li>\n<li><strong>Legal assistance and claims for damages<\/strong>.<\/li>\n<\/ul>\n<p>These coverages are optional, but highly recommended if you use your motorbike frequently or in areas with high boating activity. An insurance broker can help you compare options and choose the right one for you.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_requisitos_debo_cumplir_para_conducir_una_moto_de_agua\"><\/span>What are the requirements to drive a jet ski?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In addition to insurance, you need a licence to drive:<\/p>\n<ul>\n<li><strong>Yacht skipper A, B or C<\/strong> (depending on the power of the motorbike).<\/li>\n<li>Or higher titles such as <strong>Basic navigation pattern<\/strong>, <strong>Yacht skipper<\/strong> o <strong>Yacht captain<\/strong>.<\/li>\n<\/ul>\n<p>It is compulsory to carry this certificate when driving.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Normativa_de_uso_medidas_de_seguridad_basicas\"><\/span>Rules of use: basic safety measures<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The use of jet skis is regulated by the <strong>Royal Decree 259\/2002<\/strong>. Some basic standards include:<\/p>\n<ul>\n<li>Wear a life jacket at all times.<\/li>\n<li>Respect bathing and boating areas.<\/li>\n<li>Do not go closer than 200 metres to the coast.<\/li>\n<li>Respect the maximum number of occupants allowed by the manufacturer.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion_asegurate_antes_de_disfrutar\"><\/span>Conclusion: make sure before you enjoy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Have a <strong>jet ski insurance<\/strong> is not only a legal obligation, but also a way to protect your summer. Make sure your policy is in place and covers what you need before you take to the sea.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-info\" ><div class=\"vc_message_box-icon\"><i class=\"fa fa-solid fa-circle-info\"><\/i><\/div><p>If you want to know the <strong><a href=\"https:\/\/lawebdeseguros.com\/en\/warranties\/boat-and-jet-ski-insurance\/\" target=\"_blank\" rel=\"noopener\">jet ski insurance guarantees<\/a><\/strong> you can see all the information here.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Insure your jet ski with coverage for accidents, personal injury and third party damages. Ideal for enjoying the sea without legal worries.<\/p>","protected":false},"author":2,"featured_media":2521,"parent":1893,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[26],"class_list":["post-1927","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-generales","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1927","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=1927"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1927\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1893"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2521"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=1927"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=1927"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}