{"id":1925,"date":"2025-06-24T14:43:09","date_gmt":"2025-06-24T14:43:09","guid":{"rendered":"https:\/\/lawebdeseguros.com\/?page_id=1925"},"modified":"2025-10-18T10:04:34","modified_gmt":"2025-10-18T08:04:34","slug":"boat-insurances","status":"publish","type":"page","link":"https:\/\/lawebdeseguros.com\/en\/general-insurance\/boat-insurances\/","title":{"rendered":"Boat Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a225d;color:#0a225d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a225d;color:#0a225d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/boat-insurances\/#Seguros_de_Barcos_y_embarcaciones_de_recreo\" >Boat and yacht insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/boat-insurances\/#%C2%BFEs_obligatorio_asegurar_una_embarcacion_de_recreo\" >Is it compulsory to insure a recreational craft?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/boat-insurances\/#%C2%BFQue_cubre_el_seguro_obligatorio\" >What does compulsory insurance cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/boat-insurances\/#%C2%BFY_si_quiero_mas_proteccion_Garantias_adicionales\" >What if I want more protection? Additional guarantees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/boat-insurances\/#Seguros_para_diferentes_tipos_de_uso\" >Insurance for different types of use<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/boat-insurances\/#%C2%BFQue_dice_la_ley_exactamente\" >What exactly does the law say?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/boat-insurances\/#%C2%BFComo_saber_que_cobertura_economica_necesito\" >How do I know what financial coverage I need?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lawebdeseguros.com\/en\/general-insurance\/boat-insurances\/#Conclusion_navegar_seguro_es_navegar_tranquilo\" >Conclusion: safe surfing is safe surfing<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Seguros_de_Barcos_y_embarcaciones_de_recreo\"><\/span>Boat and yacht insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Do you own a recreational or sports boat and don't know if you need insurance? Would you like to sail with complete peace of mind, knowing that you are covered for any unforeseen event? Here we explain everything you need to know about insurance. <strong>Boat and yacht insurance<\/strong>The text should be clear and non-technical.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFEs_obligatorio_asegurar_una_embarcacion_de_recreo\"><\/span>Is it compulsory to insure a recreational craft?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, if you are a boat owner, you are legally obliged to hire a <strong>compulsory insurance<\/strong> covering the <strong>Civil Liability<\/strong>. This policy protects against damage you may cause to other people or their property while using the boat.<\/p>\n<p>This insurance is essential to be able to legally sail in Spanish waters, and it applies to both boats and jet skis. But it is not only a legal obligation: it is also a way of sailing safely and avoiding major problems.<\/p>\n<blockquote><p>\nIn short: you need insurance even if you don't go sailing much. The law does not distinguish between occasional and frequent use.\n<\/p><\/blockquote>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_cubre_el_seguro_obligatorio\"><\/span>What does compulsory insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <strong>compulsory insurance for recreational craft<\/strong> covers personal and material damage that, due to accident or negligence, you may cause to third parties. It also includes the economic damages derived from these damages.<\/p>\n<p>This policy applies to:<\/p>\n<ul>\n<li>The <strong>owner<\/strong> of the vessel.<\/li>\n<li>The person <strong>authorised<\/strong> to govern it.<\/li>\n<li>Persons assisting in its management.<\/li>\n<li>The <strong>skiers or towed objects<\/strong> by the ship.<\/li>\n<\/ul>\n<p>In addition, it is designed to cover situations such as:<\/p>\n<ul>\n<li>Collisions.<\/li>\n<li>Approaches.<\/li>\n<li>Damage to ports or maritime facilities.<\/li>\n<li>Accidents occurring while sailing in Spanish maritime waters.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFY_si_quiero_mas_proteccion_Garantias_adicionales\"><\/span>What if I want more protection? Additional guarantees<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Although compulsory insurance is the legal minimum, many companies offer extended cover that is worth considering. Among the most common are:<\/p>\n<ul>\n<li><strong>Own damage<\/strong> to the vessel.<\/li>\n<li><strong>Theft<\/strong> o <strong>vandalism<\/strong>.<\/li>\n<li><strong>Maritime assistance<\/strong>.<\/li>\n<li><strong>Total loss<\/strong> or part of the ship.<\/li>\n<li>Personal accidents of occupants.<\/li>\n<li>Legal defence and claims for damages.<\/li>\n<\/ul>\n<p>These coverages turn a basic insurance policy into complete protection. You can tailor them to your type of boat, the use you make of it (private or charter) and the level of risk you are prepared to take.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Seguros_para_diferentes_tipos_de_uso\"><\/span>Insurance for different types of use<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Not all boats are used in the same way. That's why insurance must be tailored to your specific case:<\/p>\n<ul>\n<li>Use <strong>private or recreational<\/strong>.<\/li>\n<li>Use <strong>professional<\/strong> o <strong>for rent<\/strong>.<\/li>\n<li>With or without <strong>crew<\/strong>.<\/li>\n<li>With activities such as <strong>water skiing<\/strong> or towing of objects.<\/li>\n<\/ul>\n<p>At <strong>The Insurance Web<\/strong> we help you find the most suitable insurance for your situation. Our team is experienced in nautical insurance and will explain everything clearly, so you can make the best decision.<\/p>\n<section class=\"vc_cta3-container animacion-vc ai-play-skip\">\n    <div class=\"ai-play-skip cta_general vc_general vc_do_cta3 vc_cta3 CAT-VC vc_cta3-style-classic vc_cta3-shape-rounded vc_cta3-align-left vc_cta3-color-white vc_cta3-icon-size-xl vc_cta3-icons-left vc_cta3-actions-right wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown vc_custom_canallas wpb_start_animation animated\">\n        <div class=\"vc_cta3-icons\">\n            <div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\">\n                <div class=\"vc_icon_element-inner vc_icon_element-color-white vc_icon_element-size-xl vc_icon_element-style- vc_icon_element-background-color-grey\" style=\"margin-right:10px;\">\n                    <!-- span class=\"fas fa-shield-alt icono-seguro\"><\/span -->\n                    <img decoding=\"async\" src=\"http:\/\/lawebdeseguros.com\/img\/logo_solo.svg\" alt=\"Logo\" style=\"width: 70px;\">\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"vc_cta3_content-container\">\n            <div class=\"vc_cta3-content\">\n                <header class=\"vc_cta3-content-header\">\n                    <p class=\"cta-heading h2\">Sail with peace of mind, wherever you are<\/p>\n                <\/header>\n                <p class=\"cta_general cta-heading h3\">Protect your boat with tailor-made insurance: from mooring to open water<\/p>\n            <\/div>\n            <div class=\"vc_cta3-actions\">\n                <div class=\"vc_btn3-container vc_btn3-inline\">\n                    <a class=\"cta_general vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-green\" href=\"https:\/\/api.whatsapp.com\/send?phone=34659929495&#038;text=Navega+tranquilo%2C+est%C3%A9s+donde+est%C3%A9s\" target=\"_blank\" id=\"ga_whatsapp\" rel=\"noopener\">\n                        <i class=\"fab fa-whatsapp\"><\/i> Request for information                    <\/a>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_dice_la_ley_exactamente\"><\/span>What exactly does the law say?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Regulation governing the <strong>compulsory insurance for recreational craft<\/strong> indicates that this insurance should cover the <strong>non-contractual civil liability<\/strong>. This means that it protects against damage that you may unintentionally cause to others, provided that you are at fault or negligent.<\/p>\n<blockquote><p>\nCompulsory insurance applies at sea, but also in harbours, ramps, nautical facilities or any place where you use your boat.\n<\/p><\/blockquote>\n<p>This insurance covers both <strong>owners<\/strong>and to the people who <strong>legally replace<\/strong>to their <strong>navigational aides<\/strong> and to the <strong>skiers or towed items<\/strong>. This ensures that any use of the vessel is covered against third parties.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFComo_saber_que_cobertura_economica_necesito\"><\/span>How do I know what financial coverage I need?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Every vessel is different. That is why, in <strong>The Insurance Web<\/strong> we study your case to offer you the right insurance. Depending on the type of boat, its power, use and other factors, we will recommend a minimum legal cover and other optional guarantees that can be very useful.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion_navegar_seguro_es_navegar_tranquilo\"><\/span>Conclusion: safe surfing is safe surfing<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Having a good insurance policy for your pleasure boat is not only a legal obligation, but also a smart decision. Protect your investment, avoid unnecessary scares and sail with confidence.<\/p>\n<p>At <strong>The Insurance Web<\/strong> we offer you personalised attention, experience and the best options on the market in <strong>boat and yacht insurance<\/strong>.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_message_box vc_message_box-standard vc_message_box-rounded vc_color-info\" ><div class=\"vc_message_box-icon\"><i class=\"fa fa-solid fa-circle-info\"><\/i><\/div><p>If you want to know the <strong><a href=\"https:\/\/lawebdeseguros.com\/en\/warranties\/boat-and-jet-ski-insurance\/\" target=\"_blank\" rel=\"noopener\">boat insurance guarantees<\/a><\/strong> you can see all the information here.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Protects your boat or pleasure craft against damage, theft and civil liability. Mandatory for safe and legally compliant boating.<\/p>","protected":false},"author":2,"featured_media":2522,"parent":1893,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[26],"class_list":["post-1925","page","type-page","status-publish","has-post-thumbnail","hentry","category-seguros-generales","description-off"],"_links":{"self":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1925","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/comments?post=1925"}],"version-history":[{"count":0,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1925\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/pages\/1893"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media\/2522"}],"wp:attachment":[{"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/media?parent=1925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lawebdeseguros.com\/en\/wp-json\/wp\/v2\/categories?post=1925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}